Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job Description
We’re looking for a Regulatory Compliance Manager to join our growing team in Tallinn, Estonia. In this role you will act as a versatile, high-impact compliance officer capable of navigating complex regulatory landscapes and safeguarding our Belgian license (Wise Europe SA).
As a key pillar of our Second Line of Defense (2LOD), you will maintain a birds-eye view of our compliance framework, step in to lead diverse initiatives, and ensure seamless continuity across the function.
What you'll be doing:
- Regulatory Horizon Scanning: Support with implementation of existing and upcoming regulatory requirements (e.g. PSD3/PSR), assessing their impact on Wise and advising our first line teams
- Product & Cross-Functional Advisory: Partner independently with 1LOD Product, Legal, and Product Compliance teams to ensure new products, features, and market expansions are compliant by design.
- Policy Architecture: Draft, update, and roll out robust Wise Europe regulatory compliance policies, procedures, and standards
- Provide training to Wise teams to raise awareness on applicable compliance obligations
- Regulator Engagement & Reporting: Ensure that within the scope of your tasks we retain a transparent and collaborative relationship with our regulators and comply with our notification obligations (e.g. major incident reportability assessment, new product notifications)
- Breach Oversight & Remediation: Proactively identify potential compliance gaps, propose pragmatic redress, and collaborate with relevant teams to ensure that remediation actions are sustainably implemented.
- Culture & Training: Mentor internal teams and design/deliver engaging training programs to raise regulatory compliance awareness across Wise
You'll have the opportunity to:
- Drive Dynamic Impact: Experience total variety in your day-to-day, developing a deep, end-to-end understanding of Wise's global product ecosystem.
- Exercise True Autonomy: Enjoy the empowerment to own your projects from Day 1 within a highly collaborative and non-bureaucratic 2LOD environment.
- Act as a Trusted Advisor: Directly influence operational leaders and help scale innovation in a compliant way.
Qualifications
What you'll bring
- Solid 2LOD Experience: Proven track record working within a second-line compliance function at an authorized payment institution, e-money institution, or progressive financial institution.
- Regulatory Breadth: A strong grasp of the payments industry regulatory ecosystem, with the ability to quickly master and interpret Belgian and European prudential laws.
- Adaptable Generalist Mindset: Thrives in ambiguity, possesses the intellectual curiosity to jump across different compliance domains, and comfortably acts as a cross-functional backup.
- Strategic Communication: Exceptional ability to distill complex legal requirements into persuasive, clear, and practical arguments for product and engineering teams.
- Mission Alignment: You’ve thought deeply about the intersection of strict regulatory compliance and the Wise mission of fast, low-cost borderless money
Additional Information
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- Proven experience in a second-line (2LOD) compliance function at an authorized payment institution, e-money institution, or financial institution
- Strong knowledge of payments regulation and Belgian and European prudential laws (e.g., PSD3/PSR)
- Ability to advise product, legal, and engineering teams and translate complex regulations into practical solutions
- Experience drafting and implementing regulatory compliance policies, procedures, and standards
- Experience designing and delivering compliance training and mentoring internal teams
What the Team is Saying
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Wise Compensation & Benefits Highlights
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Leave & Time Off Breadth — Global paid time off is presented as 33–36 days including local public holidays, plus three “Me Days,” with a paid six‑week sabbatical and stipend after four years. Work-from-anywhere for up to 90 days per year after six months further complements time away and flexibility.
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Equity Value & Accessibility — RSUs are granted to all employees, enabling broad ownership in the company. Equity is positioned as a standard, company‑wide component of total rewards.
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Parental & Family Support — Parental leave is described as generous across markets, with U.S. pages listing up to 18 weeks fully paid for birthing parents and 8 weeks for non‑birthing parents. Additional family‑oriented supports such as onsite Mother’s Rooms and abortion travel benefits are noted in certain locations.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
