Who are we?
For over 160 years, C&N has been committed to creating value through lifelong relationships with our customers, communities, shareholders, and teammates. What sets us apart from other banks is our unwavering dedication to embodying our values of teamwork, excellence, respect, responsibility & accountability, integrity, and having fun in everything we do, daily.
From partnering closely with our customers and guiding them toward their life aspirations to supporting our local communities through our many initiatives, including “Giving Back, Giving Together,” to making the best decisions for the long-term interests of our shareholders, C&N is committed to being the only financial institution that our customers will ever need.
At the heart of what we do are our employees! C&N is a team of passionate, imaginative professionals dedicated to making a positive difference. We believe in fostering a culture where every employee thrives. Join us to be part of a team that values innovation, collaboration, and excellence, where your career aspirations are supported, and your talents are appreciated.
Who are you?
You’re analytical, detail-oriented, and eager to build a career in regulatory compliance. At C&N, we’re seeking a Compliance Analyst I to support our Compliance team by helping ensure the Bank meets regulatory requirements while protecting our customers and organization.
In this role, you’ll assist with compliance reviews, regulatory reporting, and data integrity initiatives while developing a strong foundation in banking regulations and risk management. If you enjoy research, problem-solving, and working with data to drive accuracy and compliance, this could be the perfect opportunity to grow your career.
You will be responsible for:
Compliance Reviews: Assist with compliance reviews by evaluating processes, documenting findings, tracking corrective actions, and supporting recommendations that strengthen regulatory compliance.
Regulatory Reporting & Data Integrity: Perform quality control reviews of HMDA and CRA data, maintain accurate regulatory records, prepare required filings, and support regulatory reporting activities.
Research & Analysis: Research regulatory requirements, assist with policy and procedure updates, and support responses to regulatory and compliance inquiries.
Compliance Programs & Projects: Support Community Reinvestment Act (CRA) initiatives, Fair Lending activities, committee preparation, and special compliance projects while contributing to continuous process improvement.
Requirements:
Education & Experience – You will need a Bachelor's Degree in Accounting, Finance, or a related field AND 0–2 years of audit, compliance, finance, or risk management experience OR an equivalent combination of education and experience.
Skills – You should possess well-developed abilities and a proven track record in the following areas:
- Strong Communication
- Critical Thinking
- Strong Research Skills
- Analytical Skills
- Attention to Detail
- Problem Solving
- Organization & Time Management
- Data Analysis
- Proficiency in Microsoft Office Products
- Collaboration & Teamwork
Key Competencies – The combination of skills, behaviors, and attributes required to perform effectively in a role and achieve organizational goals include:
- Resourcefulness: Efficiently utilizes resources, manages multiple tasks to achieve goals, and leverages organizational knowledge for effective results.
- Manages Complexity: Analyzes situations, gathers data, and evaluates options to solve complex problems effectively.
- Interpersonal Savvy: Builds positive relationships across levels, functions, and cultures with diplomacy and tact.
- Manages Ambiguity: Navigates uncertainty with confidence, makes decisions without complete information, and remains calm and effective in dynamic situations.
- Nimble Learning: Adapts quickly, explores solutions, embraces new challenges, and learns from mistakes.
Why C&N?
At C&N, we’re more than just a team – we’re a community working together toward a shared mission: the success of our customers, teammates, shareholders, and communities.
- Achieve & Grow: Your success is our success. At C&N, you’ll grow alongside our customers as we work together to achieve meaningful goals.
- Learn & Develop: Collaboration is at the heart of what we do. You’ll learn from and with your teammates, fostering both personal and professional growth.
- Contribute & Be Rewarded: Your contributions make a difference, and we recognize your impact through competitive rewards and career advancement opportunities.
- Share & Celebrate: Together, we give back and celebrate the milestones that matter to our communities.
We’re proud of our award-winning workplace culture, recognized repeatedly with the NBRI Circle of Excellence Award. At C&N, we live our values every day, creating a supportive, inclusive, and dynamic environment where you can thrive.
Comprehensive Benefits for Your Success:
At C&N, we offer more than just a competitive salary – our robust benefits package is designed to support your well-being, career growth, and work-life balance. Highlights include:
- Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave.
- Retirement Savings: 401(k) with pre-tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
- Health & Wellness:
- Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage.
- Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care.
- Employer-paid life and disability insurance.
- Additional voluntary coverages to meet your unique needs.
- Career Development: Access to education and development programs and ongoing support for personal and professional growth.
With C&N, you can customize your benefits to fit your life while growing your career in a supportive and rewarding environment.
Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThis employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- Bachelor's Degree in Accounting, Finance, or a related field
- 0-2 years of audit, compliance, finance, or risk management experience (or equivalent education/experience)
- Proficiency in Microsoft Office products (including Excel)
- Experience with HMDA and CRA data or regulatory reporting
- Strong communication skills
- Critical thinking and problem-solving skills
- Strong research skills
- Analytical skills and attention to detail
- Organization and time management
- Collaboration and teamwork skills
- Data analysis abilities
What We Do
97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience...so you can spend less time making a living and more time making a life. For over 160 years, C&N has shared the values of our communities, local families and businesses, our employees and our shareholders. Living our values everyday is what makes us different from other banks - teamwork, excellence, respect, responsibility & accountability, integrity, client-focus and having fun. From partnering closely with our customers and clients to help them identify and reach their life goals, to supporting our community through our Giving Back, Giving Together initiative and making the best decisions for the long term for our shareholders, C&N is committed to being the only financial institution you'll ever need. Member FDIC









