Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you’re ready to be at the epicenter of this historic cultural and financial shift, keep reading.
We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards.
The Robinhood Money team is responsible for building and scaling banking products that help customers safely store, move, and manage their money. The team partners closely with product, engineering, legal, operations, and external bank partners to deliver compliant, reliable, and customer-first financial solutions.
As Money Compliance Lead, you will play a critical role in ensuring that Robinhood embeds regulatory compliance for its expanding suite of banking products, as well as future products. You will participate in multiple compliance functions to support the administration of our compliance management system. In this role, you will analyze regulatory changes, review marketing and customer disclosures, and provide clear compliance guidance to product teams. You will also collaborate with bank sponsors and partner teams to manage regulatory requests and examinations. Your efforts will directly safeguard our platform and enhance our customer experience.
This role is based in our Menlo Park, CA; New York City, NY; Washington DC office(s), with in-person attendance expected at least 3 days per week.
At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams.
What you’ll do- Partner closely with product and engineering teams to support the design, launch, and iteration of new banking products, features, and process changes to ensure adherence to applicable banking and consumer protection regulations.
- Perform compliance risk assessments of relevant regulations, such as UDAAP, Reg E, Reg DD, etc.
- Review marketing materials, customer communications, and disclosures for regulatory compliance.
- Coordinate due diligence requests and ongoing compliance activities with sponsor banks and other third-party partners.
- Own, maintain, and continuously improve banking compliance policies, procedures, and controls to align with internal standards as well as external regulatory and partner expectations
- Lead regulatory, partner, and internal audits related to banking products, including preparation, response coordination, and remediation tracking.
- 7+ years of experience in financial services compliance, with deep experience in banking and fintech environments.
- Hands-on experience working with bank partners and engaging with state and federal regulatory agencies.
- Strong knowledge of applicable banking and consumer protection regulatory frameworks, including Unfair, Deceptive, or Abusive Acts or Practices (UDAAP), the Electronic Fund Transfer Act (EFTA), the Truth in Savings Act (TISA), and money transmission laws.
- Demonstrated ability to design and scale compliance programs for consumer financial products in a high-growth, technology-driven environment.
- Ability to navigate ambiguity, apply sound judgment, and communicate clearly on complex regulatory and product issues.
- Strong analytical, organizational, and problem-solving skills with the ability to manage multiple priorities and meet key regulatory deadlines.
- Proven ability to assess and manage compliance risks for novel or undefined financial features, translating evolving regulatory guidance into clear, actionable requirements for product teams.
- Challenging, high-impact work to grow your career.
- Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching.
- Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents.
- Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more.
- Employer-paid life & disability insurance, fertility benefits, and mental health benefits.
- Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
- Exceptional office experience with catered meals, events, and comfortable workspaces.
In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits.
Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.
Base Pay Range:
In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits.
Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed. For other locations not listed, compensation can be discussed with your recruiter during the interview process.
Base Pay Range:
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If our mission energizes you and you’re ready to build the future of finance, we look forward to seeing your application.
AI Usage Disclosure: Robinhood uses artificial intelligence (AI) tools to support parts of our recruiting process. These tools enhance the efficiency and consistency of our hiring process; however, all hiring decisions are made by our hiring teams.
Robinhood provides equal opportunity for all applicants, offers reasonable accommodations upon request, and complies with applicable equal employment and privacy laws. Inclusion is built into how we hire and work—welcoming different backgrounds, perspectives, and experiences so everyone can do their best. Please review the Privacy Policy for your country of application.
Skills Required
- 7+ years of experience in financial services compliance
- Deep experience in banking and fintech environments
- Hands-on experience working with bank partners
- Experience engaging with state and federal regulatory agencies
- Strong knowledge of UDAAP, EFTA, TISA, money transmission laws, and related banking and consumer protection regulations
- Experience designing and scaling compliance programs for consumer financial products
- Ability to assess and manage compliance risks for novel or undefined financial features
- Ability to translate evolving regulatory guidance into clear, actionable product requirements
- Strong analytical, organizational, and problem-solving skills
- Ability to manage multiple priorities and meet regulatory deadlines
- Ability to navigate ambiguity, apply sound judgment, and communicate clearly on complex regulatory and product issues
Robinhood Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Robinhood and has not been reviewed or approved by Robinhood.
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Healthcare Strength — Healthcare is described as best-in-class, with strong medical, dental, and vision coverage, mental-health support, and life and disability insurance. Low premiums and solid dependent coverage are also noted, reinforcing the strength of core health benefits.
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Equity Value & Accessibility — Equity grants through RSUs and an ESPP are standard, and for many tech roles equity meaningfully lifts total compensation when the stock performs. Clear multi-year vesting schedules make ownership accessible as a core part of the pay mix.
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Parental & Family Support — Parental leave and fertility benefits are emphasized, with generous paid time for new parents cited as a standout. Family-oriented policies are consistently portrayed as a strong component of the package.
Robinhood Insights
What We Do
Robinhood Markets, Inc. (NASDAQ: HOOD) transformed financial services by introducing commission-free stock trading and democratizing access to the markets for millions of investors. Today, Robinhood, through its subsidiaries, lets you trade stocks, options, futures (which includes event contracts), and crypto, invest for retirement, earn with Robinhood Gold, and access an expert-managed portfolio with Robinhood Strategies. Headquartered in Menlo Park, California, Robinhood puts customers in the driver’s seat, delivering unprecedented value and products intentionally designed for a new generation of investors. Additional information about Robinhood can be found at www.robinhood.com.
Why Work With Us
At Robinhood, we are building an elite team, applying frontier technologies to the world’s biggest financial problems. Every role can make a real impact. We’re a team of builders, doers, and bold thinkers who thrive in a high-performance environment and take pride in raising the bar for ourselves and the millions of customers we serve.
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