The Role
Develops community development relationships and evaluates CBO and CDFI capacity for loans and investments. Supports CRA financing structures, economic development initiatives, grants, partnerships, and innovative multi-layer projects. Advocates for LMI borrowers, provides technical assistance, represents the bank externally, oversees CRA training, and reports to CRA leadership. Requires up to 50% travel and familiarity with community development lending, tax credit programs, underwriting, and investment products.
Summary Generated by Built In
Job Summary & ResponsibilitiesPreferred Qualifications
* Develop and maintain relationships with community-based organizations (CBOs), to include CDFI groups, in the bank's assessment areas (AAs)
* Evaluate the capacity of a CBOs/CDFIs to perform financially and in their capacity to impact locally defined needs
* Recommend approval of loans and investments to CDFI's or other CBOs that meet internal standards
* Advocate for low- and moderate-income (LMI) borrowers and provide technical assistance for the identification and development of down payment, closing cost, or other homebuyer products
* Provide program support for NMTC, LIHTC, HTC, SBIC, and other community development financing structures that help the bank outperform peer banks in our AAs
* Research and recommend investments in economic development (ED) groups that can be leveraged to gain greater access to highly visible community ED initiatives
* Research and advocate for the creation of innovative and sometimes complex projects, such as the creation of a bank-owned CDC or the participation in projects that involve multiple layers of financing
* Interact with local/state/national trade groups to stay current on CD trends
* Positively represent FNBT at conferences, etc., increasing visibility in our AAs
* Recommend community partnerships and grant requests to the CRA Committee
* Refer program sponsorship, board, and volunteer involvement opportunities to CRA Committee, ensuring that opportunities are responsive and impactful, and innovative/complex, when appropriate
* Provide reports to the Chief CRA Officer and CRA Committee on loans and investments
* Oversee CRA Academy training program and cohorts
* Regular and predictable attendance and punctuality
* Travel as necessary (up to 50%)
* Other duties as assigned
* Evaluate the capacity of a CBOs/CDFIs to perform financially and in their capacity to impact locally defined needs
* Recommend approval of loans and investments to CDFI's or other CBOs that meet internal standards
* Advocate for low- and moderate-income (LMI) borrowers and provide technical assistance for the identification and development of down payment, closing cost, or other homebuyer products
* Provide program support for NMTC, LIHTC, HTC, SBIC, and other community development financing structures that help the bank outperform peer banks in our AAs
* Research and recommend investments in economic development (ED) groups that can be leveraged to gain greater access to highly visible community ED initiatives
* Research and advocate for the creation of innovative and sometimes complex projects, such as the creation of a bank-owned CDC or the participation in projects that involve multiple layers of financing
* Interact with local/state/national trade groups to stay current on CD trends
* Positively represent FNBT at conferences, etc., increasing visibility in our AAs
* Recommend community partnerships and grant requests to the CRA Committee
* Refer program sponsorship, board, and volunteer involvement opportunities to CRA Committee, ensuring that opportunities are responsive and impactful, and innovative/complex, when appropriate
* Provide reports to the Chief CRA Officer and CRA Committee on loans and investments
* Oversee CRA Academy training program and cohorts
* Regular and predictable attendance and punctuality
* Travel as necessary (up to 50%)
* Other duties as assigned
Physical Requirements:
* Must be able to remain in a sitting or standing in stationary position for extended periods of time
* Operate a computer and other office machinery for extended periods of time
* Ability to lift, push, or pull up to 25 pounds
* Must be able to remain in a sitting or standing in stationary position for extended periods of time
* Operate a computer and other office machinery for extended periods of time
* Ability to lift, push, or pull up to 25 pounds
FNBT is an equal opportunity employer.
* At least 18 years of age
* High school diploma or equivalent
* Bachelor's Degree in a business-related field
* Minimum of three years' experience in selling financial products, to include lending
* Knowledge of Community Development Lending
* Familiarity with CDC -- Community Development Corporation, CDFI -- Community Development Financial Institution, SBIC -- Small Business Investment Company, NMTC -- New Markets Tax Credits, LIHTC -- Low Income Housing Tax Credits, and HTC -- Historical Tax Credits
* Prior underwriting experience, including understanding business financial statements, is highly preferred
* Prior investment product experience is highly preferred
* Must be an extremely self-motivated team player
* Must have excellent communication skills, verbal and written
* Must maintain confidentiality of customer information
* Must successfully pass background investigation and drug screen according to company policy
* Must be able to get along with co-workers and work effectively in a team environment
* High school diploma or equivalent
* Bachelor's Degree in a business-related field
* Minimum of three years' experience in selling financial products, to include lending
* Knowledge of Community Development Lending
* Familiarity with CDC -- Community Development Corporation, CDFI -- Community Development Financial Institution, SBIC -- Small Business Investment Company, NMTC -- New Markets Tax Credits, LIHTC -- Low Income Housing Tax Credits, and HTC -- Historical Tax Credits
* Prior underwriting experience, including understanding business financial statements, is highly preferred
* Prior investment product experience is highly preferred
* Must be an extremely self-motivated team player
* Must have excellent communication skills, verbal and written
* Must maintain confidentiality of customer information
* Must successfully pass background investigation and drug screen according to company policy
* Must be able to get along with co-workers and work effectively in a team environment
Skills Required
- At least 18 years of age
- High school diploma or equivalent
- Bachelor's degree in a business-related field
- At least three years of experience selling financial products, including lending
- Knowledge of community development lending
- Familiarity with Community Development Corporations, Community Development Financial Institutions, Small Business Investment Companies, New Markets Tax Credits, Low Income Housing Tax Credits, and Historical Tax Credits
- Prior underwriting experience and ability to understand business financial statements
- Prior investment product experience
- Strong self-motivation and ability to work effectively as part of a team
- Excellent verbal and written communication skills
- Ability to maintain confidentiality of customer information
- Successful completion of a background investigation and drug screen
- Ability to work effectively with coworkers in a team environment
- Ability to travel as necessary, up to 50%
- Ability to sit or stand in a stationary position for extended periods
- Ability to operate a computer and office machinery for extended periods
- Ability to lift, push, or pull up to 25 pounds
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The Company
What We Do
First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $4 billion in assets and operate in over 340 locations in Texas, Arizona, Arkansas, and New Mexico. Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom. So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.
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