Address
We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.
Job Description:
Office Location:
Beaumont, Texas, United States
SCOPE/CONTACTS:
The incumbent is responsible for providing sound and profitable lending solutions to commercial customers and for maintaining a "full service" banking atmosphere. Incumbent has contacts on a daily basis with customers, bank management, loan administration personnel, and other personnel within the Bank to insure the customer's needs are met.
ESSENTIAL FUNCTIONS:
- Predominantly make loans to credit worthy borrowers.
- This includes not only responding to requests from existing customers but also being proactive in the direct solicitation of new business from non-bank customers.
- Insure the collection on past due accounts and constantly monitor the assigned loan portfolio for any signs for credit deterioration.
- Monitor and adjust pricing on loans to ensure adequate yields are being maintained.
- Provide complete and accurate loan documentation and required collateral documentation to the Loan Administration Department on all loans made.
- Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.
- Community involvement is expected.
MINIMUM QUALIFICATIONS:
- Knowledge of commercial lending laws, regulations, procedures, and experience in credit and/or collections preferred.
- Incumbent should have a four year business degree with emphasis on accounting and/or finance and one year credit analyst experience from a financial institute.
- Thorough documentation abilities and underwriting skills are needed.
- Proven business development skills are also essential.
- Must be able to analyze financial statements and communicate the strengths and weaknesses in a concise and accurate manner.
- Incumbent must exercise good communication and interpersonal skills. Incumbent must have working knowledge of all bank services.
The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
Skills Required
- Knowledge of commercial lending laws, regulations, and procedures
- Four year business degree with emphasis on accounting and/or finance
- One year credit analyst experience from a financial institution
- Thorough documentation abilities and underwriting skills
- Proven business development skills
- Ability to analyze financial statements and communicate findings
- Good communication and interpersonal skills
- Working knowledge of all bank services
First Financial Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about First Financial Bank and has not been reviewed or approved by First Financial Bank.
-
Retirement Support — Offerings include a 401(k) with employer match, profit-sharing, and a company pension plan, with ESOP/KSOP options that can provide an ownership stake. Financial education and planning tools are referenced to support long‑term savings.
-
Leave & Time Off Breadth — Paid vacation and sick time are available to both part‑time and full‑time employees, along with paid holidays and paid volunteer time. Parental leave further expands time‑off options for family needs.
-
Healthcare Strength — Comprehensive healthcare coverage includes health, dental, and vision insurance, with long‑term disability and life insurance also mentioned. These core protections create a robust baseline for health and income security.
First Financial Bank Insights
What We Do
First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships. We have combined the resources and expertise of a mega-bank with the care and perspective of a neighborhood community bank. We make our decisions locally so we can provide clients with the appropriate guidance and solutions to achieve their financial goals.
