Join a Challenger
At EQ, we're remaking banking so every Canadian gets ahead, every day. Serving nearly 4 million Canadians from coast to coast, we offer a wide variety of financial services from banking and lending, to trust and credit union solutions.
We've been at this since 1970, challenging the conventions of traditional banking with smarter, faster, and more connected financial experiences.
What's kept us moving? The people behind it all: challengers who ask better questions, push back on old assumptions, and look for a better way forward.
If you're driven to help reshape how banking works for Canadians and the businesses that power our economy, this could be your next big opportunity.
We can’t wait to get to know you!
As part of a growing and dynamic Commercial team, the Commercial Mortgage Analyst will assist the Commercial Portfolio Management team with the management and oversight of the Commercial Finance Group (CFG) portfolio. The Commercial Mortgage Analyst will assist Senior/Account Managers with the day-to-day management of their respective commercial mortgage portfolios, which are comprised of both conventional and construction mortgages.
The Commercial Mortgage Analyst is responsible for successfully managing the construction sub-advance pipeline while meeting compliance and control requirements, to achieve service goals and department-level targets.
Additional credit-related and administrative duties are also required such as assisting Senior/Account Managers with the completion of construction, annual reviews, ad hoc requests, extension memorandums, reporting and pipeline management, as well as networking with external business partners, along with various staff, within the Commercial department and other internal departments.
The core parts of your role would be to:
On a daily basis, the incumbent will support the Commercial Portfolio Management team with the ongoing management of active loans. Specifically, time will be spent on the review and analysis of construction sub-advance requests (60%).
On a daily basis, the incumbent will support Account Managers and/or Sr. Account Managers with the preparation of annual reviews, extension memorandums, and ad hoc requests quickly, efficiently, and accurately, often with limited and/or incomplete information. The incumbent must be able to manage multiple competing priorities in order to achieve aggressive timelines. (30%).
On a daily basis, the incumbent will be responsible for maintaining the currency of all renewal/annual review/sub-advance pipeline reports. The incumbent will be responsible for the preparation of specific departmental management reports that will be relied upon by Management (10%).
Let's Talk About You!
Post-secondary education (diploma/degree) preferred, preferably in business or finance
3+ years’ experience in the financial services industry, preferably experience working in commercial banking or commercial mortgage lending
Demonstrated service excellence within their field
Strong working knowledge of MS Office (primarily Word and Excel)
Effective analytical and problem-solving skills
Strong business sense combined with sound technical knowledge of secured lending and factors affecting the commercial mortgage market
Established organizational skills
Ability to handle multiple competing priorities
Good time management skills
Excellent communication skills, both oral and written
Job Complexities/Thinking Challenges:
Equity, Diversity & Inclusion
EQ is committed to building an inclusive, accessible environment where every employee feels valued, respected, and supported. We believe our organization is stronger — and our people thrive — when we honour and celebrate diverse experiences, identities, and perspectives. We’re equally committed to supporting your growth, both professionally and personally.
We provide a barrier‑free recruitment process and work environment. If you require accommodations at any stage, we will work with you to ensure you can bring your best self to the process and beyond.
As part of our recruitment process, EQ uses AI to help screen, assess, and/or select applicants for this position. All AI-enabled outputs are reviewed and validated by our talent team. All candidates considered for hire must successfully complete a criminal background check and credit check. While we appreciate every application, an EQ recruiter will contact only those whose skills and experience most closely match the requirements of the role.
EQB Inc. (TSX: EQB) is the parent company of Equitable Bank, the country's seventh-largest Schedule I bank by assets, which operates EQ Bank, Canada's Challenger Bank™. EQB Inc. serves nearly 4 million Canadians and manages approximately $150 billion in combined assets under management and administration.
To learn more, visit eqb.investorroom.com and eqbank.ca.
Skills Required
- 3+ years' experience in the financial services industry
- Experience working in commercial banking or commercial mortgage lending
- Post-secondary education (diploma/degree), preferably in business or finance
- Strong working knowledge of MS Office (primarily Word and Excel)
- Effective analytical and problem-solving skills
- Strong business sense and technical knowledge of secured lending and commercial mortgage market factors
- Demonstrated service excellence
- Established organizational skills and ability to handle multiple competing priorities
- Good time management skills
- Excellent oral and written communication skills
- Must successfully pass a criminal background check and credit check
What We Do
MakeBank on everyday banking: Earn high interest on every dollar Say no to fees No minimum balances Powered by Equitable Bank, a Schedule I Canadian Bank EQB Inc. (formerly Equitable Group Inc.) trades on the Toronto Stock Exchange (TSX: EQB and EQB.PR.C), directly serves over 607,000 Canadians through its wholly owned subsidiary Equitable Bank, Canada's Challenger Bank™, and serves over 200 Canadian credit unions that serve over 6 million of their members with products and services. Equitable Bank has grown to become Canada's 7th largest independent Schedule I bank with over a $119 billion in assets under management and assets under administration, and a clear mandate to drive real change in Canadian banking to enrich people's lives. At Equitable Bank, we are as invested in our employees as we are in our business. That’s why we are consistently recognized as one of Canada's Top Employers – a rating that comes from our 1,800 employees. Equitable Bank’s inclusive, welcoming, and pride-inducing workplace earned it the honour of being recognized as one of the top 50 organizations on the 2023 list of Canada’s Best Workplaces™. Founded over 50 years ago, Equitable Bank provides diversified personal and commercial banking, and through its EQ Bank platform (eqbank.ca), which has been named #1 Bank in Canada for three consecutive years on the Forbes World's Best Banks list for 2021, 2022, and 2023. Equitable Bank website: www.equitablebank.ca EQ Bank website: www.eqbank.ca Specialties Lending, Mortgages, Residential Lending, Commercial Lending, Reverse mortgages, Insurance lending, Equipment leasing , Credit Union, Trust, and Funds Management
