Commercial Loan Closing Specialist Military Apprentice

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Charlotte, NC, USA
Hybrid
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
About this role:
Wells Fargo is seeking a Commercial Loan Closing Specialist Military Apprentice as part of our Commercial Banking (CB) Operations Division within Wells Fargo. Learn more about the career areas and business divisions at wellsfargojobs.com.
Our Commercial Banking Operations division supports the financial needs of businesses by ensuring the accurate, compliant, and timely execution of core lending and treasury activities across the Commercial Banking lifecycle. The team underpins business lines such as Commercial Capital, Middle Market Banking, and Treasury Management & Payment Solutions, delivering operational rigor that supports lending, cash‑management, and specialized industry solutions.
In this role, you will:
  • Review, interpret, and validate complex commercial credit agreements with a high level of detail to ensure loan terms, conditions and structural requirements are accurately reflected in all closing documentation
  • Work pre-close documents for complex commercial loans
  • Accurately evaluate and upload data into the systems of record
  • Ensure compliance with applicable bank policies, procedures and regulatory requirements
  • Review, credibly challenge, and propose revisions complex loan documents
  • Partner with Underwriting to socialize and confirm implementation of required updates to legal documents to ensure the legal documents align to system functionality
  • Partner effectively with stakeholders in Underwriting, Loan Closing, Portfolio, Borrowing Base Services, Loan Servicing, Product Owners, Control Partners, internal teammates, and other partners on stretch assignments to meet deadlines and deliver quality results
  • Work collaboratively with applicable stakeholders in various groups (Underwriting, Portfolio, internal counsel, Regulatory Interpretation Team, etc.) regarding proper procedures and documentation requirements necessary to ensure accuracy with negotiated terms and ensure alignment with appropriate compliance standards
  • Review and negotiate complex legal documentation, evaluate risks, devise strategies to mitigate documentation risk and identify procedural modifications
  • Provide guidance and training to peers
  • Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
  • Interact with internal customers
  • Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
  • Apprentices within the U.S. Department of Labor accredited Apprenticeship program perform a variety of structured duties, including a combination of (however, not limited to) on-the-job training, coursework and mentorship, under the supervision of a hiring manager, program manager and a mentor. Apprenticeships are designed to assist in the professional development of an apprentice, in preparation for the post-apprenticeship role. Program Managers will facilitate an apprentice's required path for professional development. This ensures an apprentice will have gained the proficiency and obtained the required experience of a fully functioning post-program role

Required Qualifications:
  • 1+ years of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:
  • Military experience in any branch of service: Army, National Guard, Air Force, Space Force, Navy, Marines, Coast Guard or Reserves
  • Demonstrated ability to maintain exceptional accuracy and precision in reviewing and analyzing complex commercial loan documentation, ensuring all closing conditions, collateral requirements, and regulatory elements are validated without error in a fast‑paced, deadline‑driven environment
  • Ability to follow structured workflows, standard operating procedures, or step by step processes with consistency
  • Familiarity with maintaining logs, reports, or records that require precision and version control
  • Comfort working in roles where risk awareness, error prevention, or quality control are prioritized
  • Experience coordinating tasks across multiple teams or stakeholders to accomplish shared objectives
  • Aptitude for learning new software platforms, databases, or operational tools in a training focused environment
  • Demonstrated reliability in handling sensitive, confidential, or mission critical information
  • Sound knowledge of Microsoft Office (Word, Excel, & Outlook)

Job Expectations:
  • Enrollment into Wells Fargo's DOL Registered Apprentice Program is required. Apprentices are considered full-time employees within the program. As such, Apprentices are expected to not only uphold and adhere to Wells Fargo and the Apprenticeship Program, but also expected to follow Wells Fargo's prescribed policies, procedures, and employee expectations
  • Ability to work a hybrid schedule
  • Willingness to work on-site at stated location on the job opening

Posting Locations:
  • 1525 W WT Harris Blvd, Charlotte, North Carolina 28262

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HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked in the top 3 on the 2025 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.

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