Commercial Lending Team Lead - Loan Accounting - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.
You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.
Primary Responsibilities:

• Lead and manage a team of loan analysts, providing guidance, training, and support as needed
• Oversee the day-to-day operations of the loan accounting team, ensuring that loan transactions are processed accurately and in a timely manner
• Oversee the process flow to guarantee timely funding of all loans assigned to the loan accounting team
• Collaborate with internal stakeholders, such as Compliance, Risk Management, and Finance departments, to ensure compliance with regulatory requirements and internal policies
• Develop and implement policies and procedures to improve efficiency and accuracy in loan accounting processes
• Perform regular reviews of loan accounting transactions to identify discrepancies or errors and take corrective actions as needed
• Perform periodic review of loan system data integrity, review of critical coding (LTV, Risk Codes, Collateral Codes, Credit line codes etc.)
• Performs periodic system maintenance to global rate indexes
• Prepare reports and analysis on loan accounting activities for management review
• Participate in audits and regulatory examinations related to loan accounting processes
• Keep abreast of industry trends and best practices in loan accounting to recommend and implement process improvements
• Spearhead/assign new projects to incorporate innovation and minimize risk through compliance and accuracy
• Provide requirements while leading testing and implementation for new/current systems to enhance productivity and timeliness
• Other duties as assigned

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:

• 5+ years of commercial lending operations experience in loan accounting, with 2+ years in a supervisory or team lead role
• 2+ years of experience working in banking or another financial institution
• Experience with loan and lease documentation, including UCC filings
• In-depth knowledge of loan accounting principles, practices, and regulations
• Proficiency in Microsoft Office Suite and other accounting software
• Proven solid analytical skills and attention to detail
• Proven excellent written and verbal communication and interpersonal skills
• Proven growth mindset with the ability to build out new departments and processes
• Demonstrated ability to lead and motivate a team in a fast-paced and dynamic environment
• Must be able to travel 10%

Preferred Qualifications:

• Healthcare Industry experience
• Experience of Commercial & Consumer Loan Operations
• Experience with SQL or Power BI
• Knowledge of standard commercial loan and lease documentation requirements for various commercial loan types (Real Estate, SBA, and Asset Based loans)
• Familiarity with Commercial & Consumer lending regulatory and compliance components
• Knowledge of the necessary documentation and procedures to secure and perfect the bank's collateral

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $89,900 to $160,600 annually based on full-time employment. We comply with all minimum wage laws as applicable.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.