* Administration of construction loan portfolio, including reviewing construction budgets, inspections, and loan advance requests.
* Coordinate new portfolio loan servicing in conjunction with credit and loan operations departments including collection, preparation and review of necessary documents
* Primary coordinator for loan processing, closing, and funding functions for CRE and construction loans
* Compile and process department reports, including compliance reporting, maturing loans, past due loans, and credit/collateral exceptions, loan covenant testing, and monitoring of overall loan quality.
* Interface with loan review, regulators and/or auditors as required
* Other duties as assigned
Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
* Ability to lift up to 25 pounds
* Must have minimum of 5+ years commercial real estate lending, compliance or underwriting experience
* Must have minimum 5+ years working with commercial real estate loan and collateral documentation (including: appraisals, construction budgets, and financial documents).
* Must be familiar with laws and ordinances dealing with Commercial Lending and Real Estate (Reg Z, Reg B, HMDA, CRA, and RESPA)
* Excellent written, verbal, and electronic communication skills with attention to detail
* Strong analytical, problem solving and computer skills with a thorough knowledge of Microsoft Office
* Ability to work in fast-paced environment while managing multiple tasks under tight deadlines
* Must be able to get along with co-workers and work effectively in a team environment
* Must successfully pass background investigation according to company policy
Skills Required
- At least 18 years of age
- Minimum 5 years of commercial real estate lending, compliance, or underwriting experience
- Minimum 5 years working with commercial real estate loan and collateral documentation, including appraisals, construction budgets, and financial documents
- Familiarity with commercial lending and real estate laws and regulations, including Reg Z, Reg B, HMDA, CRA, and RESPA
- Excellent written, verbal, and electronic communication skills with attention to detail
- Strong analytical, problem-solving, and computer skills with thorough knowledge of Microsoft Office
- Ability to work in a fast-paced environment while managing multiple tasks under tight deadlines
- Ability to work effectively in a team environment
- Successful completion of a background investigation according to company policy
What We Do
First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $4 billion in assets and operate in over 340 locations in Texas, Arizona, Arkansas, and New Mexico. Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom. So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.
