Commercial Lender

Reposted One Month Ago
Be an Early Applicant
Port Lavaca, TX, USA
In-Office
Entry level
Fintech • Financial Services
The Role
The Commercial Lender is responsible for participating in the growth and success of IBC Bank through customer relations and business development in the lending segment.
Summary Generated by Built In
IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and communities.   IBC bank hires talented, creative and dedicated individuals to help our business succeed.  We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence.   We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience. 

Time Type:

Full time

This is an in-office position.

Department:

220 Commercial Lending

Job Summary:

The Head Teller is responsible for supervising, developing, and maintaining an effective teller operation team through proper selection and assignment of staff to branches. Responsible for reconciling general ledger accounts, analyzing teller and branch related reports and ensuring teller policies and procedures are being adhered to mitigate Market losses.

Job Description:

ESSENTIAL JOB FUNCTIONS

The statements on this job description are intended to describe the general nature of level of work being performed by incumbents.  They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.

Oversee the overall teller operations of the retail branches:

  • Supervise, coach, and develop Teller Operation Staff
  • Reconcile teller general ledger accounts and maintain research documentation
  • Oversee teller policies procedures are properly trained and followed based on the volume and variety of transaction complexity displayed in the market  
    • Teller Policy and Procedure Follow up training
  • Ensure proper cash levels are established and maintained at a Market level
  • Evaluate and amend as needed teller processes, policies, and procedures and determine effectiveness based on the volume and variety of transaction complexity displayed in the market  
  • Evaluate and establish loss tolerance guidelines for coaching and counseling.
  • Review and approve all teller counseling before supervisor enters into HR system and presents to employee
  • Manage and analyze various reports in according to policy and procedures
  • Support retail management with reports to aid in the completion of performance reviews, evaluations, and end of year recognition
  • Review and approve all teller promotions for Uni II and Assistant Teller Supervisor
    • Observations, Interviews, Memo and Certification package
  • Assist in hiring process
  • Manage post robbery duties and maintain reports
  • Attend, participate, facilitate meetings and organize recognition as needed
  • Review, conduct and approve Market quarterly cash audits
  • Assist with teller staffing, movement of borrowed tellers, and teller system set ups
  • Ensures dual control procedures are followed
  • Maintain counterfeits records, ensure procedures are followed
  • Oversee Teller Operation Branch set up for new branch openings and closing
  • Maintain quarterly immediate credit files review and updates on teller system
  • Manage cashier checks authorized signer set up and presentation to board for approvals.
  • Ensure all teller related problems and customers complaints are resolved promptly
  • Conduct research on internal investigations and/or customer disputes
  • Conduct monthly audits as received from various departments
  • Review and approve all team member alarm and cash ordering system access
  • Actively participates in all Corporate Teller Operations initiatives
  • Conduct branch visits to evaluate teller staff and teller supervisors regarding teller procedures and service levels (Follow up training and development is 40%-45% of time expectation to be spent in the branches)
  • Other duties as assigned

SKILLS

  • Excellent verbal/written communication skills.
  • Self-Motivated (Self initiative)
  • Good organizational skills
  • Active Listening
  • Complex Problem Solving
  • Management of Personnel Resources
  • Critical Thinking
  • Monitoring
  • Systems Analysis
  • Systems Evaluation

EDUCATION & EXPERIENCE

  • High School graduate; some college hours preferred
  • 3-4 years banking/teller experience preferred.

IBC Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about IBC Bank and has not been reviewed or approved by IBC Bank.

  • Healthcare Strength — Employer-paid medical coverage for full-time employees, with prescription coverage and optional dental/vision, indicates solid core health protection. Feedback suggests this foundational coverage is a standout within the overall package even if other areas feel modest.
  • Retirement Support — A 401(k) alongside profit-sharing contributions when the bank is profitable provides retirement-building mechanisms. Eligibility beginning the first day of the year following hire is a timing nuance candidates may factor in.
  • Career-Linked Recognition & Rewards — Commission and bonus elements in certain roles can supplement base pay. Feedback suggests performance-tied earnings provide upside for some, despite variability.

IBC Bank Insights

Am I A Good Fit?
beta
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: Laredo, TX
1,861 Employees

What We Do

IBC Bank was founded in 1966 and today it serves as the flagship bank of International Bancshares Corporation. Since its opening, IBC has grown in assets to more than $15 billion making it one of Texas’ largest holding companies. We believe in doing more for the communities we serve. And we've made that commitment for the last 50+ years. We know that when our communities succeed, we all succeed. Affirmative Action/ Equal Opportunity Employer Member FDIC/ International Bancshares Corporation

Similar Jobs

In-Office
San Antonio, TX, USA
889 Employees
In-Office
75070, McKinney, TX, USA
316 Employees
In-Office
75206, Dallas, TX, USA
316 Employees
In-Office
Corpus Christi, TX, USA
129 Employees

Similar Companies Hiring

Hanover Park Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
42 Employees
Kepler  Thumbnail
Artificial Intelligence • Fintech • Software
New York, New York
9 Employees
Onshore Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
60 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account