The Commercial Lender is accountable for business development and sales of the bank's products and services. The Lender is also responsible for developing and managing a loan portfolio, working with others in facilitating the underwriting and loan closing processes.
- Calls on potential or existing customers to develop new business and increase or retain existing business
- Makes and services a wide variety of business and individual loans, both secured and unsecured
- Cross-sells bank products and services
- Interviews applicants, typically at their place of business, to develop credit information in order to determine if a loan is an acceptable risk
- Develops strong centers of influence and serves within community organizations and functions
- Manages a $20+ million loan portfolio, and expands existing relationships within the portfolio
- Makes decisions on loans and terms within established lending limits or makes recommendations to a supervisor
- Follows current loan and credit lines to ensure complete compliance with terms
- Requires work on physical bank premises
Qualifications:
- Bachelor's degree preferred
- 7 years experience in Commercial Lending
Skills:
- Working knowledge of Microsoft Office; moderate math and writing skills; strong presentation and follow up abilities
- Travel to a variety of locations to perform work and/or attend meetings as required
- Work occasionally requires more than 40 hours per week to perform the essential functions of the position
- Must be able to travel regularly from location to location
- Lifting in an office setting may be required up to 30 lbs.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Top Skills
What We Do
Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio, including cash management, merchant services and loans and lines of credit. The result? Empowered business customers who are successfully positioned for growth and stability, and ready to capture new business opportunities in the fast-moving North Texas market. Our commitment begins with our Relationship Managers, who are dedicated to customer success. It’s fulfilling work -- so much so that ANBTX has been named a Dallas Morning News "Top 100 Places To Work" for seven years in a row. Member FDIC.
