Commercial Insurance Product Manager

Posted 26 Days Ago
Be an Early Applicant
San Francisco, CA, USA
In-Office
150K-200K Annually
Senior level
Insurance
Insurance provider for catastrophe regions, protecting people's homes through coverage and risk mitigation.
The Role
Owns the strategy, development, enhancement, and profitability of commercial insurance products. Responsibilities include market and competitive analysis, product roadmap management, coverage and endorsement design, pricing recommendations, underwriting guidelines, financial objectives, regulatory alignment, and cross-functional collaboration with underwriting, actuarial, claims, technology, sales, marketing, legal, and operations teams.
Summary Generated by Built In

About Delos Insurance Solutions

Delos Insurance Solutions is a tech-enabled MGA focused on underwriting complex property risks, particularly in catastrophe-exposed regions. We combine proprietary risk models with a modern tech stack and deep insurance expertise. Backed by top-tier VCs, we’re growing rapidly and are looking for high-impact team members to help us scale.


Position Overview:
The Commercial Insurance Product Manager is responsible for developing, managing, and enhancing commercial insurance products to achieve profitable growth while delivering an exceptional customer and distribution partner experience. This is a remote role, with our home office based in San Francisco, California.

This role combines market strategy, product development, underwriting, analytics, regulatory compliance, and cross-functional leadership to bring innovative insurance solutions to market and continuously improve existing products.

The Product Manager serves as the business owner for assigned products and collaborates with underwriting, actuarial, claims, technology, sales, marketing, legal, and operations to ensure products remain competitive, profitable, and aligned with company strategy.


Key Responsibilities:

·  Develop and execute the strategic roadmap for assigned commercial insurance products, including leading the design and implementation of new products and product enhancements

·  Identify market opportunities through competitive analysis, customer feedback, and industry trends.

·  Recommend new products, coverages, endorsements, and pricing strategies.

·  Define product vision, business cases, and financial objectives.
·  Draft coverage forms, endorsements, underwriting guidelines, and product specifications.


Qualifications:

       Bachelor's degree in Business, Insurance, Finance, Economics, Risk Management, or related field.

       5–10+ years of commercial property & casualty insurance experience.

       3+ years in Product Management, Underwriting, Product Development, or related roles focused on Commercial Property.

 

Compensation and Benefits

     Competitive salary plus equity stock options

     Flexibility to work from anywhere in the United States

     Unlimited PTO, including sick leave and company holidays

     Comprehensive medical, dental, vision, and life insurance. (25% paid by employee, 75% covered by Delos including dependents)

     401(k) retirement savings plan

     Professional development opportunities and tuition assistance

Skills Required

  • Bachelor's degree in Business, Insurance, Finance, Economics, Risk Management, or a related field
  • 5-10+ years of commercial property and casualty insurance experience
  • 3+ years of experience in Product Management, Underwriting, Product Development, or related commercial property-focused roles
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The Company
HQ: San Francisco, CA
41 Employees
Year Founded: 2016

What We Do

Delos Insurance Solutions, a pioneering Managing General Agent (MGA), is at the forefront of transforming property insurance in climate-affected regions. Delos is currently active in California, writing policies in areas that other insurance providers are avoiding for wildfire exposure. Traditional insurance models have proven inadequate in an era marked by the impacts of climate change. Delos has embarked on a groundbreaking approach, integrating climate and catastrophe modeling expertise at every level of an insurance provider. Delos' innovative programs leverage proprietary AI risk models (patented) developed by world-renowned professors within our team. Beginning with wildfire risk, these models have consistently outperformed industry standards, allowing Delos to underwrite policies profitably in areas where legacy carriers are swiftly withdrawing. This enables Delos to provide insurance coverage to millions of homes that would otherwise have limited options.

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