Commercial Deposit Relationship Manager

Posted 5 Days Ago
Be an Early Applicant
4 Locations
In-Office
Senior level
Fintech
The Role
The role involves acquiring, managing, and expanding commercial deposit relationships for client retention, utilizing business development plans, and collaborating with Treasury Management.
Summary Generated by Built In

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JOB FUNCTION / SUMMARY:

Responsible for acquiring, managing, and expanding commercial deposit relationships with a focus on core operating balances and long -term client retention. This role serves as the primary relationship owner for deposit focused clients and partners closely with Treasury Management Specialists to recommend and deliver cash management solutions.

ESSENTIAL DUTIES & RESPONSIBILITIES:

  • Solicits new and prospective deposit relationships for the Bank; drive net new deposit and establish primary banking relationships.
  • Manages an assigned portfolio of commercial deposit clients, ensuring retention, balance growth, and client satisfaction.
  • Identifies treasury and cash management needs and partners with Treasury Management to recommend appropriate solutions.
  • Develops and executes a business development plan to achieve established goals and objectives. Implements a disciplined contact schedule to promote client satisfaction, retain existing clients, and attract long-term profitable customer relationships and become the clients trusted financial partner through needs-based solutions.
  • Identifies cross-sell opportunities for each assigned relationship. Markets to assigned clients and prospects a broad range of non-credit financial products and services.
  • Cultivates prospects independently through customer referrals, networking, and participation in professional organizations, social contacts, and relationships built in the community.
  • Develops relationships with customers through calling and customer support activities.
  • Uses automated business development system to manage individual calling program, schedule appointments, develop customer profiles or cross-sales opportunities, follow-up with customers and book new business.
  • Keeps abreast of industry, competitor, financial market, and other changes that may impact their portfolio or department.
  • Provides assistance to Group Managers with strategic planning projects including budgeting, process improvement, growth, and quality initiatives.
  • Performs other duties and special projects as assigned by Senior Management.
  • Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act.

MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:

  • Bachelor’s degree in business, finance or related field required.
  •  5-7 years of sales and relationship management experience required
  •  5-7 of experience with commercial products and services required
  • Strong understanding of business deposit accounts and treasury/cash management concepts
  • Proven ability to generate new business, manage a portfolio and meet growth targets.

ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:

  • Ability to travel if required to perform the essential job functions.
  • Ability to work under stress and meet deadlines.
  • Ability to operate related equipment to perform the essential job functions.
  • Ability to read and interpret a document if required to perform the essential job functions.
  • Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Equal Opportunity/Affirmative Action Employers.  All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Skills Required

  • Bachelor's degree in business, finance or related field
  • 5-7 years of sales and relationship management experience
  • 5-7 years of experience with commercial products and services
  • Strong understanding of business deposit accounts and treasury/cash management concepts
  • Proven ability to generate new business, manage a portfolio and meet growth targets

Hancock Whitney Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Hancock Whitney and has not been reviewed or approved by Hancock Whitney.

  • Healthcare Strength Core coverage includes medical, dental, vision, telehealth, and FSAs, with options such as a PPO and a CDHP. The CDHP includes company HSA contributions, and multiple comments characterize medical coverage as good or worth the premium.
  • Retirement Support A 401(k) offers a company match plus an additional employer contribution, with a true-up and an ESPP available. This structure is presented as competitive for a regional bank.
  • Leave & Time Off Breadth Time away includes vacation, sick leave, volunteer time, and bonding leave for birth/adoption/foster placement. The program outlines 11 paid holidays and front-loaded sick time, with vacation accruals that increase by role/tenure.

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The Company
Gulfport, MS
3,969 Employees
Year Founded: 1899

What We Do

We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Through a steadfast commitment to our century-old core values we’ve created a company culture built around respect, diversity and teamwork that recently landed Hancock Whitney on Forbes’ list of America’s Best Midsize Employers. Our core values are lived out by the actions of our associates throughout our footprint. Commitment to service is not just something that we say on a poster. Its lived out in the actions of the women and men that seek to provide exceptional service every day in our local communities.

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