Commercial Credit Analyst

Posted 10 Days Ago
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Hiring Remotely in North Sydney, Sydney, New South Wales
Remote
Senior level
Payments • Financial Services
The Role
The Commercial Credit Analyst role involves evaluating and structuring financial products for Australian SMEs, focusing on cash flow and equipment finance applications. Responsibilities include reviewing financial statements, negotiating loan terms, and monitoring loan performance throughout its life.
Summary Generated by Built In

Company Description

At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products.

We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on relationships, and market-leading technology is at the core of everything we do.

Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 250 people who are always looking to deliver better outcomes for Australian businesses.

Job Description

This is a senior level role in our specialist credit function. This may suit an underwriter from a banking environment with experience in large exposures (and/or asset finance). 

You'll be responsible for evaluating, structuring and documentation of revolving facilities in cash flow & equipment finance applications. As part of the credit risk evaluation process, you'll be reviewing financial statements and cash flow projections as well as other forms of due diligence. 

As a senior member of the team, you'll need to be a skilled negotiator as you agree loan terms with our customers. You'll be responsible for structuring loans and well as monitoring the performance throughout the life of the loan.

Additional Information

#LI-Hybrid

The Company
North Sydney, New South Wales
252 Employees
On-site Workplace
Year Founded: 2013

What We Do

Shift’s range of credit and payment products allow businesses to take control of their cashflow, purchase assets, streamline trade terms and choose the right financial products for their ever-changing needs. Businesses are the driving force behind our economy and are core to our communities, each having their own unique set of complexities and opportunities. As dedicated business specialists, Shift provides financial certainty to businesses so they can operate and grow.

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