Commercial Card Pricing & Rebate Platform Product Manager
About Us
We’re committed to building innovative commercial card solutions that empower our clients and communities. Diversity, equity, and inclusion are at the heart of our culture. Join a team where your ideas drive real impact.
What You’ll Do
- Lead pricing strategy and revenue optimization for commercial card products
- Develop and manage product roadmaps, business cases, and go-to-market plans
- Analyze market trends, customer needs, and competitor offerings to inform pricing and product enhancements
- Support data-driven decision-making by interpreting data, conducting database queries, preparing visualizations, and proposing actionable recommendations
- Work with business partners to understand user requirements and align solutions with business strategies and goals
- Manage client contract lifecycle, including pricing terms, renewals, and compliance with contractual obligations
- Own portfolio and client performance dashboard reporting—design, maintain, and deliver insights to drive business decisions
- Collaborate with cross-functional teams (tech, sales, risk, compliance) to deliver new features and ensure regulatory compliance
- Monitor product performance, profitability, and key metrics; recommend improvements
- Support sales and marketing with training, collateral, and pricing tools
What You Bring
- 7+ years in product management, pricing, or revenue roles (preferably in commercial cards or payments)
- Strong financial modeling, market research, and analytical skills
- Experience with P&L management, pricing strategy, and client contract management
- Proficient in data analysis, database querying, and data visualization tools
- Advanced skills in Microsoft Excel and Visual Basic for Applications (VBA) for automation and reporting
- Excellent communication and stakeholder management abilities
- Familiarity with regulatory frameworks (e.g., Reg E, Visa/MC rules) and card payment technologies
- Bachelor’s degree in Finance, Economics, Business, or related field; MBA/CPCP a plus
Hours & Work Schedule
- Hours per Week: 40
- Work Schedule: M-F
Pay Transparency
The salary range for this position is $125,000-$145,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .
About UsEqual Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Equal Employment and Opportunity Employer
Job Applicant Data Privacy Policy
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Skills Required
- 7+ years in product management or pricing roles
- Strong financial modeling skills
- Experience with P&L management and pricing strategy
- Proficient in data analysis and visualization tools
- Advanced skills in Microsoft Excel and VBA
- Excellent communication and stakeholder management abilities
- Familiarity with regulatory frameworks and card payment technologies
- Bachelor's degree in Finance, Economics, Business, or related field
- MBA/CPCP a plus
Citizens Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citizens and has not been reviewed or approved by Citizens.
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Healthcare Strength — Healthcare coverage is positioned as comprehensive, with multiple plan options and preventive care highlighted as fully covered. Mental-health support is also emphasized through EAP-style counseling access and app-based support.
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Retirement Support — Retirement benefits are described as meaningful, including an employer match and additional company contributions in some descriptions. Stock purchase features and occasional profit-sharing framing add to the overall retirement-and-wealth picture.
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Leave & Time Off Breadth — Time-off benefits are described as generous, including a substantial PTO bank, paid holidays, and sizeable parental leave. Adoption assistance and emergency backup care are also presented as part of the leave-related support set.
Citizens Insights
What We Do
As one of the oldest and largest financial services firms in the United States with a history dating back to 1828, we’re committed to providing solutions and expertise that support our customers, clients, colleagues, and communities in what’s next on their own unique journey. We invest in the humans who build the logic, ideas, and innovations that bring new technologies to life. Investments in AI, cloud computing, machine learning and automation provide our engineers the tools that enable us to remain competitive and win in today’s environment. At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do. Whether you’re considering banking with us or looking to work with us, you’ll find a customer-centric culture and a supportive, collaborative workforce at Citizens. You’re made ready and so are we. If you're ready to advance your career in technology and security, learn more about opportunity's Citizens offers here: https://jobs.citizensbank.com/digital-transformation
Why Work With Us
We empower the colleagues that power our tech. With growth & upskilling opportunities and sought-after benefits, plus a diverse culture of people and perspectives, we help our colleagues achieve career goals. Because innovation can’t happen without the minds and hearts of our people. Technology is constantly evolving, and we believe you can too.
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