Why GM Financial?
GM Financial promotes an inclusive Culture to Win that is centered around leading with core values, empowering team members, and accomplishing strategic priorities while supporting our community and earning customers for life. We invite YOU to join an innovative team of trend-setters in the automotive finance industry.
Commercial Lending Services
Business Development, Credit, Funding, Quality Control, Inventory Control, Commercial Account Management, Special Assets, and Servicing
GM Financial is the wholly owned captive finance subsidiary of General Motors offering a suite of financing solutions to U.S. and Canadian dealers that supports business initiatives across all economic cycles. Each team within our department works together to facilitate floorplan requests and deliver world class service, therefore we take our mission seriously. We believe it all comes down to adding value, cultivating relationships, and earning trust. That’s why GM Financial needs passionate, innovative, and spirited team members just like YOU.
This position will be located in Irving, Texas and following a hybrid work model.
ResponsibilitiesAbout this role:
You, as the Commercial Account Manager II (CAM II), will be responsible for providing dealership and internal customer service, acts as liaison between the GM Financial (GMF) Commercial Lending Services (CLS) and Sales teams. The CAM II will coordinate and manage all floorplan account related requests. You will also be utilizing or reviewing various internal reports, monthly dealership operating/ financial statements, bank statements, and floor plan audit results. The CAM II assesses potential risk issues and develops appropriate steps to mitigate. This includes accurate reporting of findings, ensuring corporate compliance and risk management, as well as contact with dealership personnel and communication with internal/external stakeholders. You as a successful CAM II will have frequent contact with dealer principals and staff, GMF leadership and GM/GMF Sales teams over geographically assigned portfolio.
In this role you will:
- Central point of contact for all internal and external customer commercial lending requests;
- Monitors and manages assigned dealership portfolio;
- Perform financial analysis utilizing monthly operating reports or financial statements;
- Provides proactive risk recognition by developing realistic and actionable plans to mitigate risk when identified and elevate to CLS leadership warranted by risk and exposure
- Uses data analysis and judgement when solving problems; investigates to gain a better understanding of complex or unusual situations, and provides a consultative approach in supporting the dealer customer.
- Works closely with legal counsel to identity potential legal or security issues that may impact GMF rights to enforce agreements or put collateral in jeopardy
- Knowledge of credit underwriting, accounting, financial statements analysis, cash flow and dealer workout; proficient in Microsoft Office
- Innovative thinker with strong analytic skills and ability for strategic vision, self-motivated, able to work independently and interface with all levels of management.
Qualifications
What makes you an ideal candidate?
- Understanding of commercial lending with emphasis in captive automotive dealership financing
- Knowledge of credit underwriting
- Knowledge of accounting, financial statements analysis, cash flow and dealer workout
- Excellent analytical skills
- Innovative thinker with strong ability for strategic vision
- Detailed oriented and capable of managing multiple opportunities simultaneously
Experience
- Bachelor’s Degree or equivalent experience Required
- 2-3 years of directly related experience in commercial lending required
- 2-3 year experience in automotive dealership commercial lending environment required
What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.
Compensation: Competitive pay and bonus eligibility.
Work Life Balance: Flexible hybrid work environment, 2 days a week in the office.
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What We Do
GM Financial is the captive finance company and the wholly owned subsidiary of General Motors and is headquartered in Fort Worth, Texas. The company is a global provider of auto finance solutions, with operations in North America, Latin America and China. Through our long-standing relationships with auto dealers, we offer attractive retail loan and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses. GM Financial employs more than 9,000 hard-working team members, and we're always looking for new people with diverse talents. GM Financial is a workplace where dedicated people have the opportunity to work together and celebrate our successes. Our culture is based on respect, integrity, innovation and personal development. GM Financial is committed to strengthening the communities where we live and work. Each year, we select several philanthropic organizations to support through our Signature Events program. The company and its team members actively support these organizations through many company-wide initiatives; in addition we support numerous other nonprofit organizations through sponsorships and monetary donations.
