Collector II

Posted 9 Days Ago
Be an Early Applicant
Dallas, TX, USA
In-Office
100-500 Hourly
Mid level
Automotive • Sales • Financial Services
The Role
Manage auto-loan accounts more than 90 days past due, contact customers, negotiate payment solutions, perform skip tracing, locate collateral, and collaborate with repossession agents. The role requires reducing delinquency, meeting performance goals, handling high call volumes, maintaining compliance with collection laws, and working flexible hours, including overtime and weekends when needed.
Summary Generated by Built In

WESTLAKE WARRIOR | Late Stage Collections
Dallas, TX | On-site

 

Why Westlake?
  •  Base Pay:
    •  $20.00 per hour plus bonus potential of up to $5,800 monthly based on individual and team performance.
  •  Tiered Retention Bonus:
    •  Receive $500 upon completion of 3 months from the start date.
    •  An additional $500 upon completion of 6 months from the start date.
  • *Incentive:
    • If the department exceeds its goal, eligible agents in the bonus range will receive a "kicker" ranging from $100.00 to $750.00, based on goal achievement.
    • * All agent incentive opportunities may vary monthly, and are not guaranteed, and are subject to change.

What You’ll Do:

As a 90-Day Collector, you’ll manage accounts that are over three payments past due and play a key role in reducing delinquency for Westlake Financial. This position requires persistence, attention to detail, and strong skip-tracing and negotiation skills to help customers bring their accounts current and locate collateral when necessary.

  • Contact customers with accounts more than 90 days past due to discuss payment options and resolve delinquencies.

  • Use skip-tracing techniques to locate customers who are difficult to reach and identify collateral locations.

  • Negotiate payment solutions tailored to each customer’s situation to help bring accounts current.

  • Achieve monthly goals while maintaining quality, compliance, and professionalism.

  • Collaborate with repossession agents to recover collateral when required.

  • Reduce delinquency rates in your assigned queue through consistent follow-up and strategic communication.

  • Handle a high volume of calls efficiently in a fast-paced, goal-oriented environment.


What We’re Looking For:
  • Strong skip-tracing knowledge and ability to locate customers or collateral effectively.

  • Excellent communication and negotiation skills with professional phone etiquette.

  • Flexible schedule – able to work overtime and weekends when needed.

  • Proven ability to multitask and stay organized in a fast-paced, high-volume environment.

  • Thorough understanding of state and federal collection laws, including the Fair Debt Collection Practices Act (FDCPA).

  • Proficient computer and typing skills with familiarity in Microsoft Excel, Outlook, and web-based applications.

  • Team-oriented mindset with a positive, dependable attitude.

  • 3+ years of backend subprime collections experience required.

  • Auto collections experience required.

  • High school diploma or equivalent required.

 

FULL TIME BENEFITS

  • Medical, Dental, and Vision benefits
  • Life Insurance, Flexible Spending Account
  • 401K matching
  • Employee Stock Ownership Program in a $14.2 Billion Company, plus company matching
  • Wellness Program, Daily Team Exercises
  • Westlake University, Certification Programs
  • Career Path Opportunities
  • Discounts on Parks, Museums, Movie Tickets, and Attractions
  • AT&T Wireless Discounts
  • Employee Loan Assistance
  • Annual Flu Shots, Biometric Screenings
  • Paid Vacations Days
  • Paid Sick Days
  • Paid Holidays
  • Rental Car Discounts
  • Dell Member Purchase Program
  • UKG Wallet

ABOUT US

Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model. This leads to cementing us as a leader in the automotive lending industry.  

Westlake continues to grow its market share within the Auto Industry with assets in excess of 22B.  We have business relationships in all 50 states, including Puerto Rico.  We are looking to acquire talented individuals as we expand our market share.  Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist our more than 22,000 dealer partners throughout North America. 

ACKNOWLEDGMENTS

We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.

We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.


Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Skills Required

  • 3+ years of backend subprime collections experience
  • Auto collections experience
  • High school diploma or equivalent
  • Strong skip-tracing knowledge
  • Excellent communication and negotiation skills
  • Understanding of state and federal collection laws, including the FDCPA
  • Proficient computer and typing skills
  • Familiarity with Microsoft Excel, Outlook, and web-based applications
  • Ability to work overtime and weekends when needed
  • Ability to multitask and stay organized in a high-volume environment
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The Company
HQ: Los Angeles, CA
37 Employees

What We Do

Headquartered in Los Angeles, California, the Hankey Group comprises eight operating companies specializing primarily in the automotive, finance, technology, real estate, and insurance industries. Beginning in 1972, the Hankey family acquired a 100% interest in the Midway Ford dealership, and guided by the focused vision and unparalleled leadership of its principal, Mr. Don Hankey, the group has undergone a remarkable transformation over the past 50 years. Our strong leadership has been paired with unrivaled execution. With over 5,000 employees, and approximately 2,000 residing in Southern California, the Hankey Group has evolved by promoting personal development, employee growth, and retention within the organization.

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