Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionTo ensure that the Bank’s need to provide adequate controls over the risks encountered in the pre and post credit granting stage of the credit process are satisfied by verifying key documents and maintaining tight control over approved running facilities, warehousing inspection and monitoring key distributors in line with approved parameters.
QualificationsType of Qualification: First Degree
Field of Study: Banking & Finance, Business Administration, Legal or a related field
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
1-2 years
Experience with home loans and lending will be beneficial in this role. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.
1-2 years
Personal and Business banking will provide holistic exposure regarding credit risks, lending and associated collateral. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.
3-4 years
Understand the bank's products & facilities, terms, & the associated terms & conditions in the facility life cycle to ensure that legal risk is effectively restricted. Knowledge of legislative requirements, such as credit agreements, loan documentation, & the variety of lending mechanisms & types of collateral that may be used. Exposure to registration processes & internal controls & processes, specifically relating to the drafting, execution, management & custody of collateral documentation.
Personal Competencies:
- Methodical; must be able to prioritize
- Attention to detail; thorough, particular and accurate
- Analytical; good numerical ability
- Initiative; ability to act with no supervision
- Resilience; ability to stand ground when being challenged.
- Integrity; maintaining a high level of trust.
- Written communication; correspondence to be articulated in a logical, well structured and user-friendly manner.
- Energetic and with sound decision skills
- Must be able to work under pressure, handle pressure/conflict and remain focused.
- Verbal communication. Convey facts, ideas and opinions clearly to others.
- Socially sensitive; understand internal and external customers and adapt social behaviour accordingly
Technical Competencies:
- Asset Based Lending
- Contract Management
- Loan Assessment & Approval
- Loan Processing
- Mortgage Lending
- Risk Acceptance
- Risk Identification
- Risk Measurement
Skills Required
- First Degree in Banking and Finance, Business Administration, Legal, or a related field
- 1-2 years of experience in credit risk, personal banking, business banking, lending, or related banking processes
- Experience with home loans and lending
- Banking experience involving collateral documentation and related processes
- 3-4 years of experience understanding bank products, facilities, terms, conditions, lending mechanisms, and collateral documentation
- Knowledge of legislative requirements, credit agreements, loan documentation, collateral types, registration processes, and internal controls
- Experience drafting, executing, managing, and maintaining custody of collateral documentation
- Knowledge of asset-based lending, contract management, loan assessment and approval, loan processing, mortgage lending, risk acceptance, risk identification, and risk measurement
Standard Bank Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Standard Bank Group and has not been reviewed or approved by Standard Bank Group.
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Leave & Time Off Breadth — Leave options span vacation, study, parental, compassionate/family responsibility, sick/short‑term incapacity, sabbatical, recognition and optional unpaid leave, subject to country practices. This breadth provides flexibility to manage family, study, health, and rest needs.
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Healthcare Strength — Core protection includes medical cover and death/incapacity insurance, with many markets offering permanent health insurance and optional life/funeral or gap‑cover add‑ons. Wellness and counselling programs further strengthen day‑to‑day health support.
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Fair & Transparent Compensation — Formal remuneration materials emphasize equal pay for work of equal value, structured market alignment, and pay‑equity analyses alongside clawback/forfeiture provisions. This governance signals predictable, fairness‑oriented pay practices.
Standard Bank Group Insights
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What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
