Closure Disclosure Originator

Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.

With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.

Job Description:

We are a nationwide mortgage lender specializing in residential and commercial lending. The entry-level CD Originator is responsible for finalizing the total costs associated with buying or refinancing real estate for borrowers and preparing closing documents. This position is part of the Closing/Post closing team at Lower.

What you’ll do:

• Prepares closing disclosure using Closing software with accuracy conforming to terms of loan in our loan origination system.
• CD originators must verify collection of necessary property taxes and/or insurance information sufficient to meet our investors guidelines. As well as any outstanding invoices necessary to be paid to complete our loan transaction.
• Verifies accuracy and consistency of specifications on documents, such as title abstract and insurance forms.
• Reviews Closing Disclosure (CD) to ensure all fees are accurate including compliance of underwriter’s cash from borrower requirements, etc.

Who you are:

• High school diploma or equivalent
• Must be detail-oriented and organized
• Excellent verbal and written communication skills
• Advanced skills within Microsoft Office

Why you’ll love working at Lower:

• You’ll be surrounded by talented, dedicated people who believe in the company’s mission.
• You’ll be able to shape the future of Lower’s user experience.
• You’ll join a locally and nationally recognized best place to work that values promotion from within.
• There is opportunity for professional growth and development.

Plus:

• Competitive compensation plan
• Extended benefit offerings including: Medical/dental/vision
• Paid holidays
• Paid time off
• Parental leave
• Life insurance
• Short- and long-term disability
• 401K with company match
• Discount on home mortgage refinances or purchase

Job Type: Full-time

Work Location: Hybrid at our Columbus, OH office

Pay: $12 - $15 hourly with eligibility for overtime and bonus.

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

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