This role is within our Commercial Loan Services Department and is primarily responsible for preparing loan documentation and closing packages for private banking clients, including portfolio and non-conforming mortgage products, ensuring loans comply with internal bank policies, as well as federal and state regulations.
Key Responsibilities:
- Ensures loan disclosures are prepared in accordance with the terms and conditions per the application and in compliance with regulatory requirements including TRID and Reg Z
- Communicates with loan officers for any additional information needed to prepare loan disclosures
- Orders flood certificates, background checks, fee estimates from title or online sources and other due diligence as required
- Ensures work is completed by deadlines and accurately by planning, coordinating and monitoring daily activities
- Miscellaneous duties as assigned
Position Requirements:
- Minimum two (2) years of relevant experience including one or more of the following:
- Title company operations
- Supporting mortgage or consumer loan transactions prior to closing
- Preparation, review, analysis, and interpretation of legal documents
- Customer assistance in retail or private banking
- Commercial, professional, health or disability insurance claims adjusting
- Strong critical thinking and problem-solving skills
- Aptitude for analyzing and interpreting complex documents, identifying requirements, conducting supporting research, and determining appropriate next actions
- Proven customer service experience
- Excellent written and oral communication skills
- Ability to make sound decisions and deliver high-quality work under tight deadlines and limited supervision
- Adaptable to shifting priorities while maintaining accuracy and attention to detail in a fast-paced environment
- Exceptional organizational skills and strong attention to detail
- Highly proficient PC skills including Microsoft Office applications and loan documentation systems
Preferred Skills:
- Familiarity of TRID, Regulations B, Z, RESPA, Fair Credit Reporting Act, and other federal and state laws and regulations
- Working knowledge of complex consumer loan transactions, including title reports and exceptions
- Understanding of consumer lending policies and procedures
- LaserPro experience
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Top Skills
What We Do
MidFirst Bank occupies a rare position within the banking industry. With $41.2 billion in assets, MidFirst Bank is the largest privately owned bank in the country. This combination of size and private ownership provides our customers with a special brand of banking. MidFirst Bank offers a full range of personal, commercial, trust, private banking and mortgage banking products and services. MidFirst is a strong commercial real estate lender and a major servicer of mortgage loans nationally. As a private business ourselves, we understand the unique needs of each business community we serve at each of our locations in Arizona (Phoenix), California (Los Angeles, Orange County, Santa Barbara, San Diego), Colorado (Boulder, Denver, Edwards, Fort Collins), Nevada (Las Vegas), Oklahoma (Oklahoma City, Tulsa, Western Oklahoma), Texas (Dallas, Houston, San Antonio) and Utah (Salt Lake City). Additionally, MidFirst Bank has commercial lending offices in Atlanta, Chicago, Nashville, New York City, Orlando, Raleigh and Southern California. We serve Southern California through 1st Century Bank, a division of MidFirst Bank. We also operate MidFirst Business Credit as a subsidiary of MidFirst Bank. MidFirst Bank provides services that compete with larger banks, while the people and culture truly define the MidFirst Bank difference. MidFirst provides exceptional financial and deeply committed customer service. Team members are loyal in their character, loyal in their personal commitment to customers, and loyal to always doing the right thing. MidFirst customers can always count on working with thoughtful, intelligent, honest professionals who are true to their financial goals. MidFirst Bank is a strong supporter of the communities they serve, investing time and money in important educational, charitable and civic organizations. Copyright © 2025 MidFirst Bank. All rights reserved. Member FDIC. Equal Housing Lender.
