Experian unlocks the power of data to create opportunities for consumers, businesses and society. We gather and analyse data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and succeed, lenders lend more responsibly, and organisations prevent identity fraud and crime. For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We're investing in new technologies, experienced people and new ideas so we can help create a better tomorrow.
Job DescriptionRole Overview:
We are looking for a proactive and detail-oriented Client Due Diligence Specialist, to support the credentialing and the Third Party due diligence process for onboarding clients, vendors, partners or third party. This role involves financial and legal document review, KYC verification along with technology due diligence acumen (understanding of Information Security reports etc.), and coordination with internal stakeholders. The ideal candidate will have experience in banking or financial services, technology competency with a strong grasp of compliance and operational risk associated with third parties. It is preferred that the candidate have worked in the middle office operations.
Key Responsibilities:
Due Diligence:
Perform due diligence of Vendors & Partners, Clients (BFSI & Fintech companies), including financial and legal reviews.
Analyze financial statements (P&L, balance sheet, cash flow, Net worth of the Company) to assess partner viability.
Review documentation for completeness, accuracy, and compliance.
Review technology due diligence reports and assess privacy, security and robustness of IT competency of third parties.
KYC & Compliance:
Perform KYC checks and ensure documentation aligns with regulatory standards.
Monitor credentialing timelines and ensure timely onboarding and renewals.
Flag potential risks or discrepancies to the Management.
Documentation & Reporting:
Maintain organized records of credentialing activities.
Prepare summaries and reports for internal review and escalation.
Support internal audits and compliance reviews.
Stakeholder Coordination:
Liaise with Legal, Risk, Compliance, and Business teams to gather and validate information.
Communicate with external partners to clarify documentation or resolve issues.
Process Improvement:
Contribute to refining Due diligence SOPs and checklists.
Identify opportunities to streamline workflows and improve turnaround times
QualificationsQualifications & Experience:
Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
5–8 years of experience in banking – middle office operations, financial services, or compliance operations.
Familiarity with financial analysis and KYC/AML processes.
Experience working in credentialing, onboarding, third party due diligence or middle-office functions is preferred.
Soft Skills Required:
Detail Orientation: Ability to spot inconsistencies and ensure documentation accuracy.
Analytical Thinking: Capable of interpreting financial and legal data.
Communication: Clear and professional communication with internal and external stakeholders.
Team Collaboration: Works effectively with cross-functional teams.
Time Management: Manages multiple credentialing cases efficiently.
Integrity: Maintains confidentiality and adheres to ethical standards.
Problem Solving: Proactively identifies and resolves issues during the credentialing process.
Additional InformationRole Location: Mumbai
Experian is an equal opportunities employer
Benefits package includes:
- Hybrid working #LI-Hybrid
- Great compensation package and discretionary bonus plan
- Core benefits include pension, Bupa healthcare, Sharesave scheme and more!
- 25 days annual leave with 8 bank holidays and 3 volunteering days. You can also purchase additional annual leave.
Experian Careers - Creating a better tomorrow together
Find out what its like to work for Experian by clicking here
Skills Required
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- 5-8 years of experience in banking, middle office operations, financial services, or compliance operations
- Familiarity with financial analysis and KYC/AML processes
- Experience working in credentialing, onboarding, third party due diligence or middle-office functions
Experian Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Experian and has not been reviewed or approved by Experian.
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Healthcare Strength — Medical and dental coverage is described as strong, with expanded mental health resources and telemedicine options. Coverage includes inclusive services such as gender transition and fertility support.
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Leave & Time Off Breadth — Time-off offerings are generous, including substantial PTO/vacation, paid holidays, and paid volunteer days with options to purchase additional leave. Parental leave is available for birth and non-birth parents alongside flexible working arrangements that support work-life balance.
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Retirement Support — Retirement programs include a 401(k) with company matching and contributory pension schemes in some regions. These elements complement base pay and bonuses to form a competitive total rewards package.
Experian Insights
What We Do
Experian unlocks the power of data to create opportunities for consumers, businesses and society. During life’s big moments – from buying a home or car, to sending a child to college, to growing a business exponentially by connecting it with new customers – we empower consumers and our clients to manage data with confidence so they can maximize every opportunity. We gather, analyse and process data in ways others can’t. We help individuals take financial control and access financial services, businesses make smarter decision and thrive, lenders lend more responsibly, and organizations prevent identity fraud and crime. For more than 125 years, we’ve helped consumers and clients prosper, and economies and communities flourish – and we’re not done. Our 20,600 people in 43 countries believe the possibilities for you, and our world, are growing. We’re investing in new technologies, talented people and innovation so we can help create a better tomorrow. About Experian: Bringing data to life requires creativity, passion, flexibility and expertise. We want you to share in our success. That's why we offer rewards that recognise great performance. Working in a culture of collaboration, achievement and respect we will give you the support and encouragement you need to develop your skills and talents and progress your career. Everyday our people bring enthusiasm, innovation and inspiration to work and if this sounds like you connect with us at Experian.
