Claims Representative II- Subrogation

Posted 2 Days Ago
Be an Early Applicant
Mississauga, ON, CAN
Hybrid
59K-73K Annually
Junior
Insurance • Financial Services
The Role
Investigate, analyze, negotiate, and settle moderately complex property and automotive physical damage subrogation claims. The role involves gathering evidence, communicating with claimants, insurers, lawyers, vendors, and internal teams, protecting recovery opportunities, documenting files, providing customer service, and ensuring compliance with policies and service standards. The representative will also recommend further action, refer claims when necessary, and identify process improvement opportunities.
Summary Generated by Built In

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.

Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Pay at Intact is about much more than just salary.

  • Flexible work arrangements and a hybrid work model

  • Possibility to purchase up to 5 extra days off per year

  • Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more

  • Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)

Salary range (but not limited to):

59,300 - 72,500

Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance):

7.5%

As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.

Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role

As a Claims Representative II Subrogation, your work will have a big impact on the investigation, negotiation and settlement of property and/or automotive physical damage subrogation claims. You will provide quality service and ensure prompt and equitable recovery of claims in line with Corporate policies and standards.


What you’ll do here:

  • Investigate property loss files with moderate complexity to support prompt and equitable recoveries in line with corporate policies and standards.
  • Conduct investigations by determining necessary contacts, collecting feasibility and/or civil action information, and protecting recovery opportunities.
  • Analyze and document claim files by gathering and reviewing repair reports, statements from third party adjusters, claimants, witnesses, and other pertinent parties.
  • Negotiate and settle claims with authority limits while collaborating with third parties, lawyers, insurers, and internal stakeholders.
  • Prepare recommendations for further action and refer files to appropriate teams when required.
  • Provide quality customer service by responding to inquiries related to investigations and the claims process.
  • Maintain effective communication and relationships with claims departments, legal partners, experts, and external vendors.
  • Ensure claims are handled in accordance with service standards, policies, and best practices.
  • Identify opportunities for process improvements and operational efficiencies.
  • Support additional duties and projects as assigned.​

What you’ll bring to the table:

  • University degree or any combination of training and experience deemed relevant for the role
  • CIP designation (or working toward completion) is considered an asset.
  • Minimum 1–2 years of experience handling property, casualty, and/or subrogation claims.
  • Strong investigative, analytical, and decision-making skills.
  • Excellent written and verbal communication skills with the ability to negotiate effectively.
  • Strong organizational and time management skills with the ability to manage multiple priorities.
  • Ability to work collaboratively in a fast-paced, customer-focused environment.
  • Proficiency with Microsoft Office applications and claims management systems.
  • A continuous improvement mindset with a focus on customer experience and operational excellence.

Posting expires October 23, 2026 11:59 PM EST.


This role is eligible for employee referral bonus. #myReferrals1000


#LI-Hybrid  


#LI-MS1

Il s'agit d'un nouveau rôle au sein de notre équipe en pleine croissance | This role is a new member of our growing team.


We are an equal opportunity employer

At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives.

We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community.

As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today.

We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request.

If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs.

Learn more about our recruitment process and your candidate journey here.

Please note that Intact does not provide sponsorship or other support for immigration-related matters including but not limited to employer-specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility.

If you are an employee of Intact or belairdirect, please apply for this role on Internal Career Site.

Skills Required

  • University degree or equivalent relevant training and experience
  • CIP designation or progress toward completion
  • 1–2 years of experience handling property, casualty, and/or subrogation claims
  • Strong investigative, analytical, and decision-making skills
  • Excellent written and verbal communication skills, including effective negotiation
  • Strong organizational and time management skills
  • Ability to manage multiple priorities in a fast-paced, customer-focused environment
  • Proficiency with Microsoft Office applications and claims management systems
  • Continuous improvement mindset focused on customer experience and operational excellence

Intact (intactfc.com) Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Intact (intactfc.com) and has not been reviewed or approved by Intact (intactfc.com).

  • Fair & Transparent Compensation — Pay is often framed as competitive for core roles like tech, underwriting, and claims, with base pay and total compensation commonly positioned above typical sector benchmarks. Salary ranges and bonus targets are frequently presented as explicit components of the package, which supports clarity on what compensation is intended to include.
  • Retirement Support — Retirement offerings stand out through RRSP matching and pension options that emphasize long-term security. A defined benefit pension option is also described, which is often treated as a differentiator versus many large employers.
  • Healthcare Strength — Health coverage is described as comprehensive across medical, dental, vision, and prescriptions, with additional support such as EAP services and access to virtual care. Wellness accounts and reimbursements are also included, adding breadth beyond core insurance coverage.

Intact (intactfc.com) Insights

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The Company
HQ: Toronto
18,239 Employees
Year Founded: 1809

What We Do

We are here to help people, businesses and society prosper in good times and be resilient in bad times. This is our purpose and the foundation of our company – it drives everything we do and gives meaning to our work. - Nous sommes là pour aider les gens, les entreprises et la société à aller de l'avant dans les bons moments et à être résilients dans les moments difficiles. C'est notre raison d'être et l'essence même de notre entreprise

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