CIO Regulated Payments

Posted 4 Days Ago
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Hiring Remotely in Ireland, IRL
Remote
Expert/Leader
Travel
The Role
Lead the technical governance and orchestration of regulated payments infrastructure for BHFS, ensuring compliance and operational resilience across jurisdictions.
Summary Generated by Built In

Booking Holdings (NASDAQ: BKNG) is the world's leading provider of online travel and related services, provided to consumers and local partners in more than 220 countries and territories through five primary consumer-facing brands: Booking.com, Priceline, Agoda, KAYAK and OpenTable. The mission of Booking Holdings is to make it easier for everyone to experience the world. For more information, visit BookingHoldings.com and follow us on X (formerly known as Twitter) @BookingHoldings.

Booking Holdings Financial Services (hereinafter “BHFS”) provides financial services in the form of payment services and e-money products across all the brands. BHFS is committed to conducting its business in compliance with applicable laws, regulations and guidelines, with integrity and to the highest ethical standards

JOB SUMMARY:

BHFS operates at the intersection of global commerce and complex, multi-jurisdictional financial regulation. We are seeking a - CIO Regulated Payments to serve also as our designated Chief Information Officer (PCF-49) in Europe. 

This role carries a comprehensive global remit, providing technical and regulatory oversight across all jurisdictions in which BHFS operates. This is a technical governance and orchestration oversight role designed for a leader who excels at managing systemic scale through strategic partnership. You are the primary technical authority for BHFS, responsible for the integrity and scalability of our global regulated payments architecture. 

While this role leads a specialised internal BHFS team, it does not directly manage a large-scale engineering organisation. Instead, you will lead the BHFS technical function and orchestrate global delivery through a high-impact partnership model:

  • Primary Technology Partner: Booking.com Fintech & Payments organisation.

  • Supplementary Partners: Booking Holdings central infrastructure teams (Cybersecurity, Data, AI, Enterprise Architecture) and Third-Party Vendors.

  • Internal Oversight: Direct leadership of a dedicated BHFS team focused on technical governance, regulatory alignment, and partnership accountability.

This role reports directly to the BHFS CEO, is a member of the Executive Leadership team in BHFS and a member of the Risk Committee where you will provide transparent assessments of technology risks, capabilities, and delivery. You will be expected to raise concerns early when partner delivery is at risk or regulatory compliance is at risk, recommend strategic technology investments and partnerships and represent BHFS technology interests in group-level forums.

This role is a pre-approval controlled function as defined by the Central Bank Reform Act 2010 Regulations 2011.  Any appointment will be conditional on the Company being satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank, obtains prior approval by the Central Bank of Ireland and ratification by the Company Board of Directors. This role requires the Company to complete prescribed due diligence to assess the appointee’s fitness and probity.  

KEY RESPONSIBILITIES

Strategic Partnership: Advance the wider Booking Holdings growth strategy by leveraging BHFS’s regulated payments infrastructure in partnership with the global Fintech organisation, ensuring that all Fintech initiatives, where applicable, are built upon a compliant and resilient BHFS architecture.

BHFS Evolution: Act as the primary BHFS technical stakeholder for next-generation Fintech infrastructure, collaborating closely with intra-group and Fintech teams to evaluate and support the integration of new payment rails and regulatory requirements.

Architectural Oversight: Act as the final BHFS oversight lead for Enterprise Architecture. Ensure the Architecture supports high-volume, low-latency transaction processing and Financial Crime Risk Management (FCRM) integration across all jurisdictions.

Digital Transformation: Lead BHFS stakeholders through complex digital transformation cycles, acting as the bridge between group-level innovation and the specific requirements of a regulated payments environment.

Technical Authority: Resolve technical PRD issues which arise between BHFS business requirements and intra-group partner engineering constraints, ensuring readiness for PSD3 and other regulatory frameworks.

FCRM Technical Strategy: Serve as a key BHFS stakeholder in the development of Financial Crime Risk Management (FCRM) tooling, partnering with Booking Holdings brands to ensure technical strategies align with business requirements..

Data Oversight & AI Strategy: Partner with Booking Holdings brands to mature data management capabilities whilst establishing proportionate multi jurisdictional data governance principles and reporting capabilities . Act as the designated AI lead for BHFS; oversight of AI implementation in compliance with the EU AI Act and working with Booking Holdings brands to leverage AI tooling for efficiency gains

Cybersecurity Leadership: Oversee all cybersecurity efforts in conjunction with BHFS CISO, ensuring robust protection of company data and systems against evolving global threats.

Operational Resilience: Executive ownership for the technical components of the Digital Operational Resilience Act (DORA) and Operational Resilience mandates, including first-line ICT risk management, ICT resilience testing oversight, Crisis and Business Continuity Management and global Disaster Recovery Oversight and Planning.

ESSENTIAL REQUIREMENTS

  • Payments Leadership in a Product/Tech-led Environment: Proven track record of implementing regulated payments infrastructure within high-growth, product-led environments (e.g., global marketplaces or payments platforms). 

  • Domain Expertise: Significant experience in high-scale payments infrastructure specifically ensuring system reliability, transaction accuracy, and high-performance delivery.

  • Global Regulatory Fluency: Practical knowledge of the interplay between technical systems and international regulations (AML Directives, GDPR, Data Residency, PSD3, DORA, Safeguarding).

  • Technical Orchestration: Proven ability to manage and hold intra-group partners accountable to strict SLAs and technical standards.

  • Regulatory Standing: Must satisfy the Central Bank of Ireland’s Fitness and Probity Standards and be eligible for appointment as a Pre-Approval Controlled Function (PCF-49, Chief Information Officer).

PREFERRED QUALIFICATIONS  

  • Prior PCF Experience: Previous experience holding a PCF role (e.g. CIO or equivalent) within an Electronic Money Institution (EMI) or Payment Institution (PI).

  • FCRM Implementation: Experience in the implementation and optimisation of high-volume Financial Crime Risk Management (FCRM) tools, supporting transaction monitoring and AML controls at scale.

CORE COMPETENCIES

  • Strategic Systems Thinking: Aligning complex financial technology initiatives with corporate vision.

  • Operational Control: A focus on efficiency, reliability, and automated governance.

  • High-Agency Leadership: The ability to drive results through technical authority and partnership.

  • Cyber & Risk Maturity: Deep understanding of the global threat landscape and ICT resilience.

  • Influence Energized by partnership and influence rather than frustrated by not having direct control.

  • Stakeholder Management Can navigate complex stakeholder landscapes and resolve conflicts constructively.

  • Credibility Bring both deep technical credibility AND the ability to translate technical decisions for non-technical executives and regulators

  • Curiosity Intellectually curious about fintech, payments innovation, and emerging regulatory frameworks (AI, crypto, open banking)

  • Collaboration: Lead with humility and collaboration.

Skills Required

  • Proven track record of implementing regulated payments infrastructure within high-growth environments
  • Significant experience in high-scale payments infrastructure
  • Practical knowledge of technical systems and international regulations
  • Ability to manage intra-group partners to strict SLAs
  • Qualifications for PCF-49, Chief Information Officer

Booking Holdings Inc. Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Booking Holdings Inc. and has not been reviewed or approved by Booking Holdings Inc..

  • Healthcare Strength Healthcare coverage is described as robust, spanning medical, dental, vision, and prescription support, with options that can have low or no out-of-pocket costs. Mental-health resources and wellness supports (e.g., EAP access and Headspace) further strengthen the overall health offering.
  • Leave & Time Off Breadth Time-off policies are positioned as a meaningful part of the total package, with PTO starting at 18 days and additional options like paid holidays and volunteering time. The availability of working abroad for a set number of days and hybrid-work support adds practical flexibility to how time off and work are managed.
  • Parental & Family Support Family-related benefits stand out, including extended fully paid parental leave and additional leave types such as grandparent leave, care leave, and bereavement time. These policies signal broad support across multiple family situations rather than only new-parent needs.

Booking Holdings Inc. Insights

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The Company
HQ: Norwalk, CT
16,220 Employees

What We Do

Booking Holdings is the world’s leading provider of online travel & related services, provided to consumers and local partners in more than 220 countries and territories through six primary consumer-facing brands: Booking.com, Priceline, Agoda, Rentalcars.com, KAYAK and OpenTable. Collectively, Booking Holdings operates in more than 40 languages across Europe, North America, South America, the Asia-Pacific region, the Middle East and Africa. The mission of Booking Holdings is to make it easier for everyone to experience the world. For career opportunities within Booking Holdings or its portfolio of brands, please visit: https://www.bookingholdings.com/careers/

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