CIB Lending Operations Middle Office Specialist

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About this role:
Wells Fargo is seeking a CIB Lending Operations Middle Office Specialist to join our Credit Services group as a part of Corporate Investment Banking Lending Operations (CIBLO).
This hire will partner with internal relationship teams and external customers to facilitate letters of credit for Corporate and Investment Banking clients. You will support the onboarding and coordination of each transaction, helping ensure products are delivered accurately and on time while adhering to internal credit and compliance procedures, meeting customer needs, and mitigating operational and credit risk.
In this role, you will:

• Serve as a critical intermediary between the front office and back office during the lending origination and trading process
• Participate in low- to moderately complex initiatives and identify process improvement opportunities within Corporate & Investment Banking Lending Operations in middle office function
• Execute credit requests and data input across loan and operating exposure products; onboard and setup client and legal entity systems, document review and checklist completion, coordinate booking, funding, and collateral requirements
• Review credit approvals and legal documentation to support system setup; complete regulatory and compliance steps (e.g., screenings, KYC confirmation),
• Partner with loan operations to support closing and funding; identify issues and escalate exceptions as appropriate
• Review and analyze basic business, operational, or technical assignments requiring research and evaluation of alternatives
• Present recommendations to resolve low- to moderately complex situations
• Exercise independent judgment to support medium-risk deliverables
• Apply growing expertise in functional policies, procedures, and compliance requirements
• Collaborate with functional colleagues, internal partners, and stakeholders

Required Qualifications:

• 4+ years of Corporate or Commercial Banking credit/loan operations experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education

Desired Qualifications:

• Experience reading, reviewing, and interpreting credit agreements to identify key terms, conditions, and operational requirements
• Knowledge of credit systems of record and tools such as AFS, LIQ, nCino, TradeWorks, CoRS, Documentum, ICMP, and Cornerstone
• Knowledge of booking and closing processes
• Understanding of the credit underwriting and customer due diligence process
• Ability to working in a fast-paced and results-driven environment
• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
• Strong attention to detail and ability to compete high-quality work product
• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important
• Strong written and verbal communication skills

Primary Posting Location:

• 550 S Tryon St, Charlotte, North Carolina 28202

Additional Posting Locations:

• 1700 Lincoln St, Denver, Colorado 80203
• 401 Las Colinas Blvd W, Irving, Texas 75039
• 550 S 4th St, Minneapolis, Minnesota 55415

Job Expectations:

• Ability to work on-site at posted location in compliance with our hybrid schedule.
• This position is not eligible for Visa sponsorship.

Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$28.85 - $48.08
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
2 Sep 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
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