CEO - AI Neobank

Posted 20 Days Ago
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Hiring Remotely in United Kingdom
Remote or Hybrid
Expert/Leader
Artificial Intelligence • Fintech • Software • Financial Services
The Role
Build and lead an AI-native digital banking business, defining its proposition, roadmap, business model, and customer experiences. Own P&L, deposits, revenue, unit economics, operating costs, and growth. Partner with product, engineering, and AI teams to develop accounts, cards, payments, savings, and money-management products. Build the leadership team, establish banking and operational capabilities, manage partnerships and regulatory readiness, and expand into new markets.
Summary Generated by Built In
About BJAK

The original mission of BJAK is we believe people deserve smarter ways to plan, save and grow their money. This is the origin of our name.
Started in 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, its the leading insurance platform in Southeast Asia.
Today, we are expanding ways to help people in the region — this includes spending, saving, investing, exchanging, travelling, and more. Our mission is help people get more from their money every day.
We have teams working around the world, with over 20 nationalities from our offices and remotely, who truly enjoys their work. We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few.
If you're this person, we'd love to talk to you.

 
About the Role

The CEO - AI Neobank will build and own an AI-native digital banking business. The role will rethink how consumers bank by using AI across everyday money management, transactions, savings and financial decisions.

What you will be doing
  • Define the AI Neobank proposition, product roadmap and business model.

  • Build AI-native experiences across accounts, cards, payments, savings and money management.

  • Use AI to automate and improve financial decisions, customer workflows and servicing.

  • Own P&L, customers, deposits, revenue, unit economics and operating costs.

  • Work deeply with product, engineering and AI teams to build and ship the product.

  • Build the core team and required banking, technology and operational capabilities.

  • Drive banking partnerships, regulatory readiness and market expansion.

What you will need
  • Deep experience in digital banking, neobanks or consumer fintech.

  • Direct ownership of a meaningful banking product, business or P&L.

  • Strong understanding of banking products, economics, operations and regulation.

  • Strong product judgement and ability to identify where AI creates a materially better banking experience.

  • Experience building and scaling technology products and teams.

  • Hands-on operating capability. Able to work directly through product flows, economics, customer problems and execution.

Location

This is a hybrid role. You are expected to work from our local office at least 3 days per week, with the remaining days offering flexibility to work remotely.

 

Candidates should be based in, or able to work from, the location where the role is advertised.

 
Language

English is our main working language across global teams. Strong English communication is required.

 
Interview Process

Our process is designed to move fast:

1. Online assessment or practical task

2. Role-specific interview

3. CEO / final round

 

For strong candidates, we aim to complete the process and make an offer within 1 week from the start of the interview process. Candidates who complete assessments quickly will be prioritized.

Skills Required

  • Deep experience in digital banking, neobanks, or consumer fintech
  • Direct ownership of a meaningful banking product, business, or P&L
  • Strong understanding of banking products, economics, operations, and regulation
  • Strong product judgment and ability to identify valuable AI applications in banking
  • Experience building and scaling technology products and teams
  • Hands-on operating capability across product flows, economics, customer problems, and execution
  • Strong English communication skills
  • Ability to work from the local office at least three days per week
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The Company
HQ: Petaling Jaya
253 Employees
Year Founded: 2019

What We Do

Our mission is to develop technology based solutions to improve financial inclusion. We develop new & innovative platforms & services globally. For example, we are the first platform to simplify and digitise comprehensive life and medical insurance, supported by AI agent. BJAK is the largest insurance platform in Southeast Asia. If you enjoy building cutting edge platform-ecosystems that gives equal access to financial services to everyone at scale, join us

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