Umba acquired Daraja MFB in 2023 to offer full deposit taking banking services in Kenya. We are entering a high-growth phase and are seeking a Capital & Strategic Finance Lead to drive our fundraising, debt structuring, investor relations, and capital strategy across all markets.
This role is a core part of the leadership team. You will work closely with the Group CEO and country leadership to build and execute a full capital plan, including equity raises, local-currency debt facilities, impact debt, grants, and strategic funding partnerships. You will be responsible for managing the investor pipeline, preparing materials, leading lender conversations, coordinating diligence, maintaining our capital model, and pushing momentum across all capital streams. Your expertise in financial analysis, market intelligence, and strategic planning will be essential in positioning Umba as a leading player in the fintech industry. This role requires a dynamic leader with a proven track record in capital markets, exceptional communication skills, and the ability to collaborate effectively with cross-functional teams.
Responsibilities
- Build and manage Umba’s full capital pipeline (equity, debt, grants, strategic)
- Lead applications and negotiations for KES, NGN, and USD debt facilities
- Lead applications and negotiations for new equity rounds
- Maintain investor CRM, follow-up cadence, and weekly reporting
- Prepare and refine the pitch deck, model, and diligence materials
- Coordinate data room and handle investor/lender Q&A
- Build and maintain the financial model, stress tests, and scenario plans
- Identify and engage new capital partners (VC, PE, impact funds, family offices, banks, DFIs)
- Track capital adequacy, balance sheet strength, and regulatory requirements
- Drive deal processes end-to-end and push to close
- Build long-term capital strategy across loan book, remittances, FX, and new products
Requirements
- 3–7 years experience in one of: VC, PE, investment banking, impact investing, debt funds, fintech strategy/finance
- Deep understanding of African capital markets or emerging-market lending
- Strong financial modeling skills
- Excellent writing, organization, and follow-through
- High ownership, independence, and ability to run multiple deal processes
- Bonus: prior experience in credit, lending, FX, remittances, or digital banking
What We Do
Umba is an African digital bank, offering bank accounts and financial services to our customers. We provide an ecosystem of connected financial services that allows the customer complete control of their finances all in one App. At Umba, we believe in the power of financial inclusion to drive economic growth. As a leading digital bank, we are committed to providing innovative solutions that empower both employers and employees to achieve financial stability and reach their full potential. Umba launched in Nigeria in January 2021, and in Kenya in April 2023, via the acquisition of an existing Microfinance bank. Our digital platform offers seamless access to a wide range of banking services, including account management, payments, loans, savings, and more. We leverage technology and data-driven insights to streamline processes and make banking faster, smarter, and more convenient than ever before. But we are not just a bank. We are a partner, a trusted advisor, and a catalyst for growth. Our team of talented professionals is passionate about our mission, and we work tirelessly to deliver personalized service and tailored solutions to our customers. With our extensive network and expertise, we are well-positioned to support our customers at every stage of their journey. Join us at Umba, and be part of a dynamic team that is reshaping the future of banking. Together, we can unlock the potential of businesses, transform lives, and drive sustainable economic development. Connect with us on LinkedIn, Facebook, and Instagram to learn more about our innovative solutions and the exciting opportunities that await you at Umba.
