Capital Planning & Stress Testing Analyst Sr

Position Title

Capital Planning & Stress Testing Analyst Sr

Location

Nationwide, MI 48098

Job Summary

JOB SUMMARY
The Senior Capital Planning & Stress Testing Analyst supports the organization’s capital and stress testing program execution. This role exists to enhance the institution’s ability to anticipate vulnerabilities, inform strategic decisions, and meet regulatory expectations through robust stress testing frameworks. The analyst’s work directly contributes to the credibility and effectiveness of enterprise-wide stress testing and capital adequacy assessments by leading working sessions with staff across the bank, tracking progress, developing presentation materials, drafting capital plan narratives and related documents, ensuring quality assurance, and performing other tasks necessary to support an enterprise-wide stress test execution.
$84,878.04-$112,463.40-$140,048.77Pay Range: Local Minimum Wage - $0.00 - $0.00

Job Responsibilities:

JOB RESPONSIBILITIES

• Prepare for stress testing execution by updating capital stress testing policies and procedures, and by facilitating status meetings or other cross-functional working groups across the company.

• Support program management of the stress testing process and execute deliverables from the central finance team (e.g., writing sections of reports and narratives, performing quality control on data and documents, coordinating handoffs between contributors, and facilitating working sessions across the bank).

• Support other capital-related initiatives, such as recovery and resolution planning and ongoing capital committee meetings, by providing analysis, documentation, and coordination as needed.

• Assist with additional finance or corporate initiatives as needed, providing analytical and project support beyond stress testing (e.g., special projects in Finance that require coordination or data analysis).

• Uses independent judgment and discretion to make decisions that are aligned with the direction and vision from management.

• Analyzes and resolves problems pertaining to day-to-day execution of the program.

ADDITIONAL ACCOUNTABILITIES

• Performs special projects, and additional duties and responsibilities as required.

• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.  Accountable to maintain compliance with applicable federal, state and local laws and regulations.

JOB REQUIREMENTS

Required Qualifications:

• Education level required: Undergraduate Degree (4 years or equivalent)

• Minimum experience required: 4+ Years in banking, finance, risk management, or a related field. Exposure to financial analysis, regulatory reporting, or similar projects.

• Technical Skills: Proficiency with Microsoft Office and collaboration tools (e.g., Excel, Word, PowerPoint; and project tools like Planner or MS Project).

Preferred Qualifications:

• Education level preferred: Master's Degree (or Postgraduate equivalent) in Finance, Economics, Mathematics, Business, or a related field.

• Experience working on stress testing, capital planning, or regulatory finance projects in a banking environment is a strong plus (e.g., involvement in DFAST/CCAR processes through internships or previous roles).

• Technical/Certification: Familiarity with data analysis tools or statistical software, and/or relevant professional certifications (such as FRM or CFA).

Job Competencies:

• Project Management & Multi-Tasking: Strong ability to handle multiple tasks simultaneously and meet deadlines. Organized and able to prioritize work in a fast-paced environment.

• Interpersonal Skills: Ability to build and maintain positive working relationships with staff at all levels of the organization. Effective communicator for cross-department coordination.

• Organizational Skills: Strong organization and executive function skills, with attention to detail in documentation and follow-up.

• Technical Proficiency: Proficiency in or ability to quickly learn Microsoft tools such as Planner, Project, Excel, OneNote, and Visio for data gathering, analysis, and reporting.

• Regulatory Knowledge: Familiarity with regulatory capital requirements and stress testing frameworks such as Basel III/IV, DFAST, and the Federal Reserve’s Category IV bank guidelines. Ability to grasp how these regulations impact the bank’s capital planning.

• Industry Awareness: Ability to keep up with industry, market, economic, and regulatory developments and understand their impact on the Bank.

• Analytical Thinking: Strong analytical and problem-solving abilities. Able to interpret data and results of stress tests, identify issues or anomalies, and suggest possible explanations or solutions.

• Adaptability: Flexibility and ability to adjust to changing priorities or new stress testing scenarios as they arise. Maintains composure and effectiveness during peak periods of the stress testing cycle.

• Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results.

• Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.

• Travel requirements: 10% or less

• Physical demands (ADA): No unusual physical exertion is involved.

Flagstar is an Equal Opportunity Employer

Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.