Capital Markets Senior Associate

Posted 4 Days Ago
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Chicago, IL, USA
Hybrid
115K-135K Annually
Senior level
Fintech • Financial Services
Above Lending is a next-generation consumer lender. We help our clients achieve their financial aspirations.
The Role
Support day-to-day operations of credit facilities, prepare and review lender reporting, monitor borrowing base, eligibility and covenants, analyze large datasets to flag discrepancies, respond to lender requests, ensure recurring reporting accuracy, and help implement process improvements to increase efficiency and accuracy.
Summary Generated by Built In

Above Lending is a next-generation financial services company helping everyday Americans break the cycle of high-cost debt and move toward a stronger financial future. Through customized lending solutions, competitive rates, and personalized support, our mission is to simplify the lending process and help our clients achieve financial well-being. We are committed to making credit more affordable and accessible; backed by a culture grounded in compliance and ethics, and technology built around the people we serve.

We are growing quickly, and we are looking for new collaborators to help us reach the next level. If you want to join a forward-thinking, rapidly growing organization where helping people is the number one goal, we want to hear from you.


This role will support the Company’s credit facilities and related financing activities, reporting to the Capital Markets Manager and cross-functionally on day-to-day facility operations and reporting. This role will play a key role in monitoring facility performance and maintaining accuracy across a range of reporting and large data sets.
 
The ideal candidate is detail-oriented and highly accountable. We’re looking for someone who will flag issues, ask questions, take genuine ownership of their work, and cares about understanding what the numbers mean and what the reporting supports.
 
This is a hands-on role ideal for someone who thrives in fast-paced environments and wants to build deep expertise in capital markets at a fast-growing lending platforms.
 
This role is hybrid, 3 days per week, in our Chicago office. 

Responsibilities

    Facility Reporting & Monitoring
  • Support day-to-day activity across the Company’s credit facilities, including funding, collateral, and reporting flows
  • Prepare and review lender reporting, ensuring accuracy, completeness, and external readiness
  • Assist in monitoring borrowing base, eligibility, concentration limits, and covenant compliance
  • Work with large data sets to analyze facility performance and flag anomalies or discrepancies
  •  
    Analysis & Support
  • Support routine lender requests and follow-ups
  • Translate facility data into clear summaries and items of note
  • Maintain rigorous quality control over recurring reporting deliverables
  • Identify and help implement process improvements to enhance efficiency and accuracy

What We're Looking For

    Experience and Technical Skills
  •  2-4 years of experience in a middle-office, credit, or reporting-focused role within structured finance, private credit, or speciality finance
  • Direct exposure to credit facilities, borrowing base mechanics, or covenant/eligibility reporting
  • Advanced excel proficiency is required; comfort working and troubleshooting with large data sets is essential to this role
  • Able to identify and reconcile discrepancies independently  
  • Profile
  • Ownership and accountability mentality; detail-oriented, with high standards for accuracy and output quality
  • Comfortable operating in a lean, fast-paced environment
  • Clear communicator, able to work effectively with internal stakeholders and lenders
  • Nice to Have
  • Experience in specialty finance or consumer lending
  • Exposure to adjacent asset classes
  • SQL and VBA experience is a plus, but not required

Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.
 
Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.
 
*Above Lending is an equal opportunity Employer*
Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions.  No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams.  No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.

Skills Required

  • 2-4 years experience in middle-office, credit, or reporting-focused role within structured finance, private credit, or specialty finance
  • Direct exposure to credit facilities, borrowing base mechanics, or covenant/eligibility reporting
  • Advanced Excel proficiency
  • Comfort working with and troubleshooting large data sets
  • Ability to identify and reconcile discrepancies independently
  • Ownership and accountability mentality; detail-oriented
  • Clear communication and ability to work with internal stakeholders and lenders
  • Experience in specialty finance or consumer lending
  • Exposure to adjacent asset classes
  • SQL and VBA experience
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The Company
HQ: Chicago, IL
100 Employees
Year Founded: 2019

What We Do

​​Above Lending, Inc. is a next-generation consumer lender. We provide our clients with simple and transparent products aimed to help them achieve their financial aspirations and take control of their debt. With competitive rates and personalized support from our loan specialists, our mission is to simplify the lending process and help borrowers attain financial well-being. We are passionate about making credit more affordable and accessible, and we're committed to helping our clients accomplish their goals.

Why Work With Us

We are passionate about helping our clients access affordable loan products to help them overcome their debt. We’re a rapidly growing team of FinTech professionals across the U.S. We’re looking for top-tier talent who thrive in an innovative, high-ownership environment.

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