Wells Fargo is seeking a Capital Markets Middle Office Specialist within the Structured Products team as a part of Corporate Investment Banking Operations. Learn more about the career areas and business divisions at wellsfargojobs.com .
This role supports daily trading operations across structured products desks (RMBS, ABS, CMBS, CLO, Reverse Repo, Loan TRS), ensuring accurate P&L reporting, trade lifecycle management, and regulatory compliance. Key responsibilities include trade support, P&L attribution, risk reporting, and reconciliation of discrepancies, as well as serving as a key liaison between traders and internal teams.
In this role, you will:
- Conduct real time P&L for all ABF trading desks
- Monitor various real time risk indicators such as trade & position blotters, 5Y & 10Y duration, trading & position PNL, to ensure trading desk risk is accurate
- Make sure securities are properly built by assembling product build sheets for internal CUSIP setup, deals are properly booked, and coordinates with settlements to ensure each deal settles on day of settlement
- Audit requests from regulators by pulling relevant data or reaching out to technology teams to assist in the gathering of data that is then passed along to upper management for review
- Lead and implement complex initiatives of profit and loss generation and attribution
- Participate in cross functional planning Capital Markets Middle Office
- Review and analyze complex products that require in-depth evaluation of multiple factors including intangibles or unprecedented factors
- Review, research, and resolve trade issues
- Facilitate resolutions for complex trade related issues
- Collaborate and consult with peers, colleagues, and senior managers to resolve trade issues
- 2+ years of Capital Markets industry experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 2+ years of experience in a Middle Office, Risk, or related function, preferably supporting Residential Mortgage-Backed Securities (RMBS) trading platforms
- Demonstrated expertise in P&L attribution, including analysis, reconciliation, and reporting
- Deep understanding of RMBS pass-through bond pricing and risk drivers
- Proven operational experience managing complex transactions within a Middle Office or similar environment
- Strong knowledge of new issue bonds, resecuritization, deal structuring, OTC products, and FINRA TRACE reporting
- Ability to prioritize effectively, manage multiple workflows, and think critically in a fast-paced, deadline-driven environment
- Advanced proficiency in Microsoft Office tools, particularly Excel (including data analysis and modeling); experience with Access and VBA is a plus
- Experience with industry-standard trading and risk platforms such as Bloomberg, Calypso, and Broadridge strongly preferred
- Ability to work a hybrid schedule
- Willingness to work on-site at stated location on the job opening
- Ability to work additional hours as needed
- This position is not eligible for Visa sponsorship
- 550 S Tryon St, Charlotte, NC 28202
Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation, and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification, and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Posting End Date:
29 Jun 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Skills Required
- 2+ years of Capital Markets industry experience or equivalent
- Successful completion of FINRA background screening and ongoing regulatory requirements
- Ability to work a hybrid schedule and be on-site at stated location (Charlotte, NC)
- Ability to work additional hours as needed
- Not eligible for visa sponsorship / must be authorized to work without sponsorship
- 2+ years experience in Middle Office, Risk, or related function (preferably supporting RMBS)
- Expertise in P&L attribution, analysis, reconciliation, and reporting
- Deep understanding of RMBS pass-through bond pricing and risk drivers
- Knowledge of new issue bonds, resecuritization, deal structuring, OTC products, and FINRA TRACE reporting
- Advanced proficiency with Microsoft Excel (data analysis and modeling); experience with Access and VBA
- Experience with trading and risk platforms such as Bloomberg, Calypso, and Broadridge
What We Do
Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
Why Work With Us
We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked in the top 3 on the 2025 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.
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