Location: New York, NY · Full-Time
Endeavor is building the payment rails for out-of-pocket medical spend — starting in dental and moving into fertility, medspa, behavioral health, and beyond. We have contracted relationships with leading lenders and are processing real volume. Now we need to build the capital supply infrastructure to match the opportunity.
This is Endeavor's first Capital Markets hire. You will come in at the ground floor and build the framework — lender facilities, warehouse lines, forward flow agreements, and the institutional relationships that give Endeavor the capital flexibility to grow.
If you want to build something from scratch and own it — this is the role.
What you will doDevelop and execute Endeavor's capital markets strategy — identifying the right capital structures (warehouse lines, forward flow, programmatic relationships) to support loan origination across Endeavor's lender network
Build and manage relationships with institutional capital sources — banks, credit funds, family offices, and specialty finance investors — positioning Endeavor as a preferred origination partner
Evaluate capital structure options as Endeavor expands into new healthcare verticals and assess how each vertical's risk profile affects funding approach
Partner with the Head of Lending and CEO to structure lender economics — including origination fees, MDRs, and program economics — in ways that support sustainable capital deployment
Develop Endeavor's reporting and data package for capital partners — building the transparency infrastructure that institutional partners require
Identify strategic co-investment or balance sheet opportunities that support Endeavor's vertical expansion
Stay current on healthcare lending capital markets — tracking spreads, regulatory developments, and the competitive landscape for specialty consumer credit
5–10+ years in capital markets, structured finance, specialty lending, or institutional credit
Experience with consumer or healthcare loan origination facilities — warehouse lines, forward flow agreements, or whole loan sales
Established relationships with institutional credit investors, banks, or specialty finance firms
Strong financial modeling skills — you can build a funding model, stress test assumptions, and present it to a credit committee
Comfortable in ambiguity — you have built or rebuilt a capital markets function before, or you are ready to do it for the first time
Strategic and entrepreneurial — you see the market opportunity and can make the case for why capital belongs here
Healthcare lending or point-of-sale consumer credit experience is a meaningful plus
Endeavor is a real business with real volume, institutional backing, and a clear path into multiple healthcare verticals. You will be building the capital supply function from scratch alongside the founding team — with full visibility into deal flow, lender economics, and the product roadmap. This is not a support role. It is a seat at the table.
Skills Required
- 5–10+ years of experience in capital markets, structured finance, specialty lending, or institutional credit
- Experience with consumer or healthcare loan origination facilities, including warehouse lines, forward-flow agreements, or whole-loan sales
- Established relationships with institutional credit investors, banks, or specialty finance firms
- Strong financial modeling skills, including building funding models, stress-testing assumptions, and presenting to credit committees
- Experience building or rebuilding a capital markets function, or ability to build one from scratch
- Strategic and entrepreneurial mindset with the ability to make a case for capital deployment
- Healthcare lending or point-of-sale consumer credit experience
What We Do
Endeavor makes payment options accessible so healthcare providers can focus on delivering care, helping healthcare practices increase patient acceptance with point-of-care financing.
