CAM Operations Associate III

Posted 3 Days Ago
Be an Early Applicant
Getzville, NY, USA
In-Office
21-34 Hourly
Mid level
Fintech
The Role
Processes mortgage insurance claims, REO payee headers, foreclosure evaluations, checks, demand letters, and Hardest Hit Fund requests. Manages reconciliations, payment discrepancies, state reporting, quality control, workflow, and general ledger balancing. Provides branch support, resolves operational issues, escalates complex matters, reviews peer work, and maintains compliance with banking controls, audits, and regulatory standards.
Summary Generated by Built In
Overview:

Acts as servicer for M&T Bank’s Hardest Hit Fund accounts, which generate 500K+ recoveries for the bank.

Primary Responsibilities:
  • Handle the processing of MI Claim requests for the appropriate MI Company.
  • Responsible for the accurate completion of REO Payee Header requests, Foreclosure Evaluations, and Mortgage/Consumer check processing.
  • Initiate and complete the state demand letter process for assigned states including the appropriate registration procedure.
  • Review and manage Hardest Hit Fund State Program requests.  Investigate and resolve payment discrepancies, track the completion of mandatory state reporting, and review amendments for Servicer Participation Agreements.
  • Provide Branch support for offsets, unsatisfied accounts, and account reconciliations. General ledger balancing for unsatisfied accounts.
  • Management of MI Claim daily work flow including the processing of urgent requests and aged task reconciliation.
  • Responsible for the processing of manual check requests including daily quality control and check log reconciliation.
  • Identify and resolve problematic situations when appropriate referring more complex problems to Supervisor for review.
  • Occasionally review work of peers.
  • Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Complete other related duties as assigned.
Scope of Responsibilities:

This position interacts mainly with internal CAM departments.

Education and Experience Required:

A combined 3 years’ higher education and/or work experience, including a minimum of 1 year office experience or mortgage collections experience.

Proficient PC skills including word processing, spreadsheet and email software.
Strong communication and time management skills.
Ability to work independently and flexibility to support multiple business lines.

Motivated team player with a positive and friendly attitude.

Strong analytical abilities and problem solving.

Excellent interpersonal skills with the ability to interact with all levels of personnel.

Education and Experience Preferred:

Bachelor’s degree.

One year of accounting experience.

Two years legal document processing or foreclosure experience.

Demonstrated ability to provide direction and lead others.

Knowledge of State and Federal regulations and Bank policy for all states that the Bank conducts business in.

Notary Public (as required by department needs) preferred.

Knowledge of M&T Bank systems.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.55 - $34.25 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

LocationGetzville, New York, United States of America

Skills Required

  • Combined three years of higher education and/or work experience
  • At least one year of office experience or mortgage collections experience
  • Proficient PC skills, including word processing, spreadsheet, and email software
  • Strong communication and time management skills
  • Ability to work independently and support multiple business lines flexibly
  • Strong analytical and problem-solving abilities
  • Excellent interpersonal skills and ability to interact with all levels of personnel
  • Bachelor's degree
  • One year of accounting experience
  • Two years of legal document processing or foreclosure experience
  • Ability to provide direction and lead others
  • Knowledge of state and federal regulations and bank policy
  • Notary Public certification, as required by department needs
  • Knowledge of M&T Bank systems

M&T Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.

  • Retirement Support — Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
  • Leave & Time Off Breadth — Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
  • Wellbeing & Lifestyle Benefits — Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.

M&T Bank Insights

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The Company
HQ: Buffalo, NY
21,590 Employees
Year Founded: 1856

What We Do

M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.

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