Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
Document model assumptions, inputs, and outputs for audit and compliance purposes.
Work with Risk and Compliance teams to ensure models meet regulatory standards.
Assist with model testing, ongoing monitoring, procedure creation and enhancements.
Maintain awareness of changes in regulations and industry best practices.
Perform daily clearing and reconciliation of payment operations-related general ledger accounts.
Identify and resolve discrepancies between payment systems and ledger entries.
Collaborate with Finance and Accounting teams to ensure accurate financial reporting.
Analyze and monitor daily payment activities including wire transfers, RTP, and SWIFT transactions.
Investigate and resolve payment exceptions, delays, internal and customer inquiries.
Ensure timely and accurate execution of payment instructions across platforms.
Ensure adherence to banking regulations including OFAC, AML,
Support internal audits and regulatory examinations with required documentation and analysis.
Generate reports on payment volumes, error rates, and operational performance.
Identify trends and recommend process enhancements to improve efficiency and reduce risk.
Participate in cross-functional projects to implement new payment technologies and systems.
Bachelor’s degree in Finance, Accounting, Business, or a related field.
Minimum 2 years of experience in banking operations, payment processing, or treasury services.
Previous experience working with core banking systems and payment platforms.
Strong understanding of commercial banking payment systems (ACH, Fedwire, SWIFT, RTP).
Experience with general ledger reconciliation and financial controls.
Familiarity with model validation concepts and regulatory compliance frameworks.
Proficient PC/Internet skills, including Microsoft Office (Word, Excel).
Ability to respond quickly to inquiries and manage competing priorities.
Strong organizational skills with the ability to perform multiple tasks simultaneously.
Excellent analytical, problem-solving, and communication skills.
Team-oriented with a collaborative mindset and strong interpersonal skills.
Adaptable to changing priorities and able to thrive in a fast-paced environment.
2+ years or experience in analytical field
2+ years’ experience in SQL
Experience using statistical tools (e.g., R, SAS)
Knowledge of quantitative research and data science techniques
Strong data interpretation, data visualization and presentation skills required
Strong verbal and written communication skills required
Strong problem solving, and analytical skills required
Previous model development and tuning experience strongly preferred
Previous Banking/ Financial Services experience preferred
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
Top Skills
What We Do
Our expert bankers are committed to helping your business build and grow. Equipped with experience-based insights and a proven record of implementing custom solutions for clients, we can help you with a suite of business lending, investing and financial management services that see you through every step of the way.
Our client-centric culture thrives because we attract, develop and engage the most experienced and diverse experts in their fields. Over the years, we've developed a supportive culture that values collaboration, rewards performance and respects the well-being of its team members. We know our people are our greatest asset, so we give them the resources and support they need to be successful. Our personal approach has enabled us to deliver exceptional value for our clients for more than two decades — an achievement we’re proud to continue.
Explore a career at Texas Capital Bank: https://www.texascapitalbank.com/who-we-are/careers
Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. (NASDAQ®: TCBI). For more information, please visit www.texascapitalbank.com. Member FDIC. NASDAQ®: TCBI. Equal Housing Lender.
Texas Capital Bank and its subsidiaries are equal opportunity employers and do not discriminate on the basis of any protected trait including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status. Please view our EEO Policy to learn more: https://www.texascapitalbank.com/equal-employment-opportunity-policy
