Company Overview:
At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation.
If you're looking to make an impact and grow with a team that values you, come join us!
Job Description
We’re looking for a BI Developer – Credit and Risk to elevate our analytical capabilities within the lending and risk domains. The ideal candidate is an experienced data professional with deep technical skills in SQL (Trino/Presto, PostgreSQL) and Python or R, have a passion for data visualization, strong expertise in Tableau (or comparable visualization tools), and a sharp understanding of credit or lending products. You’ll combine analytical horsepower with business acumen, producing insights that drive smarter credit strategies, risk mitigation, and profitability.
How you’ll make an impact:
- Partner with business leaders and data teams to define and deliver analytics supporting credit, collections, underwriting, and risk management.
- Develop and optimize complex SQL queries across Trino/Presto and PostgreSQL environments.
- Build, maintain, and enhance Tableau dashboards and BI assets that surface actionable insights to executives and stakeholders.
- Support business as a data visualization specialist
- Use Python or R to perform advanced analysis, statistical modeling, and data wrangling for deeper understanding of credit portfolio behavior.
- Conduct in-depth Excel-based data analysis for exploratory work, audit validation, and financial modeling.
- Translate ambiguous business problems into structured analytical projects with measurable outcomes.
- Deliver high-quality, production-ready work with minimal oversight while collaborating cross-functionally.
- Uphold best practices in data governance, performance optimization, and version control.
What you’ll need to succeed:
- Bachelor’s or Master’s degree in Finance, Accounting, Economics, Data Science, Statistics, or a related field - candidates with finance or accounting degrees are strongly preferred.
- 3+ years of professional experience in business intelligence, analytics, or data science, ideally within lending, credit, or financial services.
- Strong SQL skills with experience in Trino/Presto and PostgreSQL.
- Proficiency in Python and/or R for analytical workflows and data manipulation.
- Advanced Excel user, capable of deep data analysis, scenario modeling, and reconciliation.
- Expertise in Tableau, Power BI, or similar data visualization tools.
- Proven ability to dissect complex problems, develop hypotheses, and deliver actionable insights that influence decision-making.
Why Join Us:
Generous paid time off
Competitive medical, dental & vision coverage
401K with company match for US
Company-paid life insurance
Company-paid short-term and long-term disability
Access to mental health and wellness resources
Company-paid volunteer time to do good in your community
Legal coverage and other supplemental options
A value-based culture where growth opportunities are endless
More:
Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com.
California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice
Top Skills
What We Do
Snap Finance is a rapidly growing digital-finance company that specializes in providing consumer financing and rent-to-own purchase options. This company is technology driven; the IT platform is the backbone for running our operations and is critical to driving cost efficiency.
With over 10 years of experience in the financial industry, Snap provides merchandise financing to brick and mortar as well as e-commerce merchants. The Snap lease-purchase agreement is an innovative financial product which gives the 40% of consumers with poor credit an alternative to payday loans and other high-risk financial products to acquire needed or desired merchandise.
Snap Finance secured the largest bank revolving credit facility ever for a private consumer lease-to-own company. The credit facility from BMO Harris Bank will enable Snap Finance to service more than $1 billion in lease-to-own finance agreements.
