Business Execution Director, Branded Cards Governance, Policy and Program Management

About this role:
Wells Fargo is seeking a Business Execution Director to play a critical leadership role in helping transform the Wells Fargo Branded Credit Card business. In this role, you will have an opportunity to make a significant impact by leading various risk programs and risk infrastructure investments for Branded Card.
This leader will help drive the evolution of the business toward a more data-driven and business-oriented approach to risk management, balancing customer, business, and regulatory objectives. Working closely with partners across Credit Risk, Marketing, Finance, Compliance, and Product, this role will help shape risk strategy, policy execution, governance routines, and infrastructure investments that support the long-term success of the Branded Cards business. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will:

• Partner with business, credit, marketing, and finance leaders to assess the impact of strategic, regulatory, and policy changes, ensuring balanced outcomes across risk, customer, and business objectives
• Own the development and execution of major policies, standards, regulations, and risk programs for Wells Fargo Consumer Credit Cards
• Manage routines between First Line and Second Line Risk team
• Create business review material to support Second Line oversight
• Manage execution of audits, exams, issues, remediations
• Define and execute strategies to reduce complexity and operational risk through control effectiveness and execution quality
• Define and execute strategies to enhance the credit, data, and decisioning infrastructure
• Work closely with cross functional teams (Controls, Credit Risk, Operational Risk, Compliance, Legal, Tech, Operations)
• Be responsible for ensuring all key regulatory and business requirements are met effectively for all implemented ideas
• Interface with external agencies, regulatory bodies as needed
• Collaborate with and influence all levels of professionals including senior leadership to predict current and future needs and achieve consistent application of definitions, measurement, and interpretation
• Manage allocation of people and financial resources to ensure commitments are met and align with strategic objectives
• Lead a team of direct reports as well as cross-functional resources
• Develop and guide a culture of talent development to meet business objectives and strategy

Required Qualifications:

• 10+ years of Business Execution, Implementation, or Strategic Planning experience, including Management or leadership experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education
• 4+ years of management or leadership experience

Desired Qualifications:

• Credit Risk experience, preferably at multiple leading credit card issuers
• Significant experience in credit strategy, credit risk, portfolio management, acquisition strategy, customer management, or related consumer credit card functions, with demonstrated success balancing business growth, profitability, and risk objectives
• Experience developing or influencing credit card marketing, acquisition, and portfolio strategies, with strong understanding of portfolio economics, customer behavior, and business performance drivers
• Experience in credit card and lending roles, ideally in varying aspects of strategy execution (originations, customer management, fraud, collections)
• Experience in data science or analytics roles involving projects with credit and data infrastructure (data, platforms, models, monitoring tools)
• Experience in multiple credit card segments (consumer across full risk spectrum, small business, commercial, partnerships/co-brands)
• Demonstrated expertise developing and executing policies, standards, controls, and risk programs aligned with regulatory requirements, including management of audits, exams, issues, and remediations
• Proven ability to reduce operational complexity and risk through strong application of risk management principles, effective controls, and high-quality execution
• Strong conceptual thinking, problem-solving, and decision-making skills, with the ability to drive clarity in ambiguity through rigorous analysis of credit, consumer, market, and operational dynamics
• Professional verbal and written presentation skills
• Expertise in credit, product, and marketing data and analysis
• A demonstrated focus on leading, coaching, mentoring and guiding team member development

Job Expectations:

• Ability to travel up to 25% of the time
• This position offers a hybrid work schedule
• This position is not eligible for Visa sponsorship

Job posting may come down early due to volume of applicants.
Locations:

• 2200 Concord Pike, Wilmington, DE 19803
• 550 S Tryon Charlotte, NC 28202
• 111432-TX-Las Colinas Bldg A, Irving Campus

Required locations listed above.
Posting End Date:
13 Jul 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
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