Business Execution Consultant

About this role:
Wells Fargo is seeking a Business Execution Consultant within the Higher Risk Customer Management (HRCM) organization supporting the Wholesale Enhanced Due Diligence (EDD) program. This role is responsible for conducting complex customer risk assessments for commercial, corporate, and investment banking clients, utilizing internal and external research to develop a comprehensive understanding of customer ownership structures, business activities, operating models, product usage, geographic footprint, and overall financial crimes risk profile. The successful candidate will analyze information from a variety of sources, identify potential risk indicators, and synthesize findings into clear, concise, and well-supported risk narratives and recommendations for business and Financial Crimes Risk Management stakeholders. This position requires strong critical thinking skills, sound judgment, and the ability to navigate ambiguity while working with customers that may operate across multiple jurisdictions, including higher-risk countries and industries.
In this role, you will:

• Participate in a variety of assigned and ongoing business operations to ensure success in meeting business goals and objectives
• Identify opportunities for process improvement by conducting root cause testing of all compliance and business metrics
• Determine areas of strength or Business Execution opportunity within defined scope of work
• Review and research strategies and action plans to establish effective processes while meeting performance metrics and policy expectations
• Utilize independent judgment to guide moderate risk deliverables
• Present recommendations to develop, implement, and monitor strategic approaches, effectiveness of support function, and business performance improvement opportunities for managing risks of the business
• Exercise independent judgment and provide guidance in diverse support functions and operations for a single business group within a line of business
• Collaborate and consult with leaders and executive management
• Provide work direction to less experienced Strategy and Execution staff

Required Qualifications:

• 2+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience performing Enhanced Due Diligence (EDD), Know Your Customer (KYC), Anti-Money Laundering (AML), Financial Crimes, Compliance, or other risk management activities.
• Strong analytical and investigative skills with the ability to evaluate complex business structures, ownership hierarchies, operating models, and customer relationships.
• Working knowledge of commercial, corporate, and investment banking customer segments, products, and services.
• Experience conducting research using internal systems and external public-source information to assess customer risk.
• Understanding of international business operations, cross-border activities, and geographic risk considerations, including exposure to customers operating in higher-risk jurisdictions.
• Excellent written communication skills with the ability to develop comprehensive, accurate, and concise customer risk assessments and recommendations for senior stakeholders.
• Strong verbal communication and interpersonal skills with the ability to present findings, challenge assumptions, and influence decisions across business and risk partners.
• Ability to manage multiple priorities while maintaining attention to detail and meeting quality and productivity expectations.
• Experience identifying process improvement opportunities and contributing to strategic initiatives in a risk or operations environment.

Job Expectations:

• Conduct detailed reviews of higher-risk Wholesale Banking customers to evaluate financial crimes risks and compliance with applicable policies and procedures.
• Analyze customer information, business activities, ownership structures, product usage, transactional activity, and geographic exposure to develop a holistic risk assessment.
• Perform internal and external research to validate customer information and identify potential risk factors.
• Prepare thorough, well-reasoned customer risk summaries and recommendations for review by business and Financial Crimes approvers.
• Communicate findings effectively to business partners, risk teams, and leadership through both written documentation and verbal discussions.
• Exercise independent judgment when assessing customer risk and determining appropriate escalation or mitigation actions.
• Partner with stakeholders across the organization to support regulatory, audit, and policy-driven initiatives.
• Identify opportunities to improve processes, enhance risk assessments, and strengthen the overall effectiveness of the Wholesale EDD program.
• Support a culture of accountability, risk awareness, and continuous improvement within Higher Risk Customer Management.

Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$85,000.00 - $133,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
2 Aug 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.