Lending Manager

Key Responsibilities

• Deliver lending volumes and product mix to meet personal targets and support the Bank’s financial plan, including cross-selling products (lending, savings, etc.).
• Build awareness of the Recognise brand through targeted networking with brokers and professional communities, attending events, and managing allocated broker relationships.
• Review and analyze new business enquiries, producing credit papers and collaborating with the “Deal Team” to ensure timely sanctioning and completion of transactions.
• Ensure lending proposals meet credit risk appetite, lending policies, and minimum return requirements.
• Maintain high data quality standards to support business and regulatory reporting needs.
• Provide outstanding service to clients, evidenced by positive feedback and survey results.
• Communicate transparently with internal stakeholders (e.g., Loan Management, Credit Underwriting) and external parties where necessary.
• Lead or support commercial lending-related projects within the Business Development Team and across the business.
• Adhere to regulatory requirements (e.g., Consumer Duty, SMCR) and complete all mandatory training on time.
• Comply with corporate policies, risk management, compliance, and financial crime obligations relevant to your role.

Required Qualifications

• 2+ years of lending experience, with expertise in commercial property sectors and lending markets.
• Strong market knowledge across a broad range of commercial property secured lending sectors.
• Proven track record in business development, relationship management, and identifying new opportunities through networking.
• Advanced skills in business case writing and credit analysis.
• Exceptional service delivery with a focus on client satisfaction.
• Ability to assess diverse lending proposals (e.g., bridging finance, medium-term lending) and present clear risk analyses and recommendations.
• Excellent interpersonal skills, including networking, negotiation, presentation, and influencing at all levels.
• Self-motivated, highly organized, and able to manage workload independently.
• Collaborative, performance-driven, and committed to continuous improvement.