At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back. This is an environment where you will be rewarded, valued, and celebrated for your hard work.
We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our epic celebrations and employee recognitions.
Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities. The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace. We believe in investing in our employees, their families and our communities.
Job Description:
Location: Sioux Falls, SD
Shift: 8:00am-5:00pm, Monday-Friday
Job Status: Full-Time
Company: PREMIER Bankcard
About the Role
Drive data-driven insights and optimize risk strategies for our credit card portfolio. Responsible for analyzing complex data sets, identifying trends, and providing actionable recommendations to enhance risk processes and improve overall financial performance. Leverage experience and expertise in data science, analytics, and consumer finance to support the development and implementation of innovative solutions that align with the company's strategic goals.
Essential duties and responsibilities include the following. Other duties may be assigned.
- Understand both data and business operations to formulate questions, analyze, and deliver insights to executives on potential changes to operations, products, or services.
- Seek out business opportunities using data and provide actionable recommendations to management.
- Conduct independent research, assess priorities, and adapt to changing needs with minimal supervision.
- Identify and develop advanced analytical techniques to respond proactively to market dynamics.
- Utilize cloud data environments and tools such as Snowflake, Tidal, and DBeaver.
- Apply both qualitative and quantitative analysis techniques, including statistical approaches, to solve analytics problems.
- Leverage advanced mathematics, programming, and tools like statistical modeling, machine learning, and AI for large-scale analysis.
- Mentor lower-level analysts, fostering intellectual curiosity, critical thinking, and problem-solving abilities.
- Define key performance indicators (KPIs) and metrics to track the progress and impact of strategic initiatives.
- Develop business cases and presentations to communicate strategic insights and performance metrics to senior leadership.
- Interviews, hires, and trains new staff. Provides constructive and timely performance reviews. Handles discipline and termination of employees in accordance with company policy.
Skills and Qualifications
- Proficiency with data visualization tools such as Power BI, Tableau, or Qlik Sense.
- Expertise in SQL, SAS, Python, or R for data analysis and manipulation.
- Experience with cloud computing and databases, including Snowflake, DBeaver, and Tidal.
- Strong verbal and written communication skills, with the ability to articulate complex analytical findings into actionable business insights.
- Strong ability to work independently and make informed decisions.
- Great attention to detail, analytical thinking, organizational skills, and the ability to multitask and solve problems effectively.
- Ability to handle stress, exercise self-control, and adhere to company policies and procedures while upholding company values.
- Bachelor’s degree in data science/Analytics or a related field (i.e. Business), required.
- Two (2+) or more years of practical business experience in financial services with consumer finance, preferred.
- Demonstrated experience and/or understanding of credit card systems or financial institutions, preferred.
Competitive Benefits Package
- Full medical benefits when working 20+ hours per week
- Traditional and High-Deductible health plan options available
- FREE dental and vision coverage
- Generous Paid Time Off plans
- 401(k) – dollar-for-dollar match up to 5% of total compensation
- Special discounts and offers for events at the Denny Sanford PREMIER Center
- PREMIER Wellness Program
- Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
- Fun Employee Parties
Our Culture
- Emphasis on personal success, respect, health, wellness, fun and giving back
- Employees are rewarded, valued, and celebrated for hard work
- Various Career advancement opportunities and growth
- Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more
Skills Required
- Bachelor's degree in data science/Analytics or a related field
- Proficiency with Power BI, Tableau, or Qlik Sense
- Expertise in SQL, SAS, Python, or R
- Experience with cloud databases and tools including Snowflake, DBeaver, and Tidal
- Experience with statistical modeling, machine learning, and AI for large-scale analysis
- Strong verbal and written communication skills
- Ability to work independently and make informed decisions
- Attention to detail, analytical thinking, organizational skills, and multitasking
- Two (2+) years practical business experience in financial services with consumer finance
- Demonstrated experience or understanding of credit card systems or financial institutions
- Experience hiring, training, mentoring, and conducting performance reviews
What We Do
First PREMIER Bank and PREMIER Bankcard are considered one of the strongest financial organizations in the nation. We’ve achieved our success by embodying the views and values of The PREMIER Way. Our customers are the number one reason we exist. Our employees are our most valuable resource, and serving others is our foundational core. We are an American Banker Magazine’s “Best Banks to Work For”, one of the top 15 issuers of Mastercard® credit cards and believe in always doing what’s right for our employees, customers and communities. We are active supporters of more than 700 charities and non-profits. Our employees also contribute over 30,000 hours of community service annually. Member FDIC. Equal Housing Lender. AA/EOE. About First PREMIER Bank First PREMIER Bank is a Sioux Falls-based financial industry leader with nearly $3 billion in total assets. We serve our local, regional and national clients with pride and personal customer care. First PREMIER is consistently ranked as a top-performing bank for asset size by the American Banking Association’s Banking Journal. Most recently, we were named the Best Performing Large Community Bank in the Nation by S & P Global Market Intelligence. About PREMIER Bankcard Second chances are our first priority. As the 12th largest issuer of Mastercard® credit cards, we're proud to have millions of cardholders nationwide - good people who may have had less-than-perfect credit and need someone on their side. Along with a second chance, we also provide award-winning U.S. based customer service and are the recipients of three silver and three bronze Stevie Awards for customer service (Contact Center of the Year, Customer Service Dept. of the Year, Most Valuable Response by a Customer Service Team.)
