Business Analyst - Payments / PSP Integrations (all genders)

Posted 5 Days Ago
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Hamburg, DEU
Hybrid
Mid level
Retail • Software
The Role
Own requirements for payment service provider and payment method integrations, analyzing APIs, payment flows, webhooks, state machines, and regulatory requirements. Write functional specifications, user stories, and acceptance criteria in Jira and Confluence. Partner with engineering and external PSP contacts to clarify requirements, validate implementations, resolve live payment issues, and ensure accurate handling of authorization, capture, refunds, cancellations, partial flows, and status transitions.
Summary Generated by Built In
Company Description

SCAYLE is one of the fastest-growing enterprise commerce platforms in the world, enabling brands and retailers to realize their D2C ambitions. SCAYLE stands for innovation, international collaboration, and a strong focus on data. We believe that stepping outside of our comfort zone and making bold decisions is key to growing both professionally and personally. Instead of seeing problems as obstacles, we approach them as opportunities to find better solutions. We work in an environment that encourages flexibility, creativity, and continuous development. What drives us is the shared motivation to make an impact and actively shape the future of eCommerce.

Job Description

  • Own the requirement phase for new PSP and payment method integrations by driving topics from initial tenant request to clear, testable specifications
  • Analyse PSP API documentation, payment flows, and webhook behavior, mapping them onto SCAYLE's checkout and order lifecycle across authorization, capture, refund, cancellation, partial flows, and status transitions
  • Write and maintain functional specifications, user stories, and acceptance criteria in Jira (NCO) and Confluence, proactively accounting for edge cases such as failed captures, delayed webhooks, mixed baskets, and partial shipments
  • Model payment state machines and status mappings between PSPs and SCAYLE (e.g., pending vs. paid, instant capture vs. capture on shipment) to establish and document clear system rules
  • Analyse regulatory and scheme requirements (PSD2/SCA, 3DS2, PCI DSS scope, tokenization/stored cards) and translate them into actionable product requirements
  • Partner closely with engineering throughout implementation to clarify requirements, review test cases, debug via API docs and logs, and validate that live delivery matches specifications
  • Serve as the primary interface between the Payments team, PSP technical/account contacts, and internal business stakeholders, translating complex payment flows and driving open questions to clear decisions
  • Drive quick-turn analysis and resolution during live payment issues, maintaining structure and system visibility under pressure

Qualifications

  • 3+ years of experience as a Business Analyst, Requirements Engineer, or Technical Product Owner within e-commerce, fintech, or payments
  • Solid understanding of online payment flows, including authorization, capture, refunds, chargebacks, tokenization, recurring/stored payments, and the roles of PSPs, acquirers, card schemes, and digital wallets
  • Hands-on experience with PSP integrations alongside strong proficiency in reading REST API documentation, webhook specs, and sequence diagrams
  • Working knowledge of payment regulations and standards, specifically PSD2/SCA, 3DS2, and PCI DSS implications for checkout architectures
  • Proven track record writing clear user stories, acceptance criteria, and functional specifications within agile environments using Jira and Confluence
  • Analytical ability to structure complex, cross-system topics and translate them into clear, actionable alignment for both engineering teams and non-technical stakeholders
  • Pragmatic, hands-on mindset with a focus on problem-solving, taking ownership of ambiguous edge cases, and delivering practical solutions in fast-paced environments
  • Fluent English communication skills (written and spoken), capable of facilitating technical discussions, driving stakeholder consensus, and managing PSP partner relationships seamlessly

Additional Information

Your perks at a glance: Visit our benefits page.

Simply apply online via our career page - we will get back to you as soon as possible!
(Please note that benefits may vary depending on the location)

A Place Where You Can Be You
We take it as our responsibility to create an environment where everyone feels welcome, exactly as they are.
Different backgrounds and perspectives make us stronger and shape our culture in ways that matter.
What we stand for internally, we stand for as a brand: acceptance, inclusion, and fairness.

Skills Required

  • 3+ years of experience as a Business Analyst, Requirements Engineer, or Technical Product Owner in e-commerce, fintech, or payments
  • Solid understanding of online payment flows, including authorization, capture, refunds, chargebacks, tokenization, recurring or stored payments, PSPs, acquirers, card schemes, and digital wallets
  • Hands-on experience with PSP integrations
  • Strong proficiency reading REST API documentation, webhook specifications, and sequence diagrams
  • Working knowledge of PSD2/SCA, 3DS2, and PCI DSS implications for checkout architectures
  • Experience writing user stories, acceptance criteria, and functional specifications in agile environments using Jira and Confluence
  • Ability to structure complex cross-system topics and communicate actionable requirements to technical and non-technical stakeholders
  • Pragmatic, hands-on problem-solving mindset with ownership of ambiguous edge cases
  • Fluent written and spoken English communication skills
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The Company
HQ: Hamburg
196 Employees
Year Founded: 2018

What We Do

SCAYLE enables brands and retailers to realize their D2C ambition. Easy. Fast. And limitless. With headless commerce technology, international operations, and data-driven marketing. Our commerce engine is proven by the success of ABOUT YOU and allows brands to scale infinitely – empowering them to become market leaders in their industry.

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