BSA/AML Lead Business Accountability Specialist (Auto Lending)

About this role:

Wells Fargo is seeking a Lead Business Accountability Specialist supporting Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Compliance as part of the Financial Crimes Shared Services team within Consumer Lending. This position will support the BSA/AML Program for the Auto Lending business. Learn more about the career areas and lines of business at wellsfargojobs.com.

In this role, you will:

• Provide financial crimes subject matter expertise, which may involve driving regulatory change management processes, documenting processes and controls, and developing procedures and training materials
• Establish partnerships and collaborating with business, operational risk, and corporate financial crimes team members to mitigate financial crimes risk
• Lead and participate in complex BSA/AML projects and initiatives with broad impact which are designed to mitigate current and emerging business risk issues and concerns; act as key participant in large-scale, cross-functional planning for the business
• Assess, analyze, and design complex and multi-faceted controls, protocols, and approaches with respect to risk mitigation and the control environment, including ensuring effective planning for sustainability, ongoing control adherence, reporting, measurement, technology impacts, and monitoring
• Make decisions in complex and multifaceted situations requiring solid understanding of business’s functional area or products, operations, and regulatory environment; facilitate decision-making and issue resolution, and support implementation of developed solutions and plans; influence and lead key business partners to meet deliverables and drive new initiatives
• Strategically collaborate and consult with peers, colleagues, and mid to senior-level managers to identify current and emerging risks associated with business activities and operations, and provide guidance in interpreting, developing, and implementing risk-mitigating strategies
• Act as liaison for the business with external parties to support timeliness, appropriate response strategy, and effectiveness of communications and materials
• This individual will be responsible for working on key BSA/AML program elements and initiatives including Bank Secrecy Act/Anti-Money Laundering (BSA/AML), global sanctions, and customer due diligence.  Additionally, this role will partner with enterprise Financial Crimes Risk Management teams and with other LOBs within the Consumer Lending footprint
• The ideal candidate will have proven experience managing by influence rather than direct reporting relationships, be able to work independently, will have strong and effective communication skills, a proven ability to work with cross functional teams, and experience in adapting program guidance into procedures and processes at the business line level

Required Qualifications:

• 5+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following:  work experience, training, military experience, education

Desired Qualifications:

• 3 + years of experience in financial crimes risks and proven ability to develop best practices
• Experience in financial crimes compliance, fraud, risk management, auditing, or a related job function
• Ability to take initiative and work independently with minimal supervision in a structured environment
• Excellent verbal, written, and interpersonal communication skills
• Strong analytical skills with high attention to detail and accuracy
• Ability to engage, influence, and collaborate with a wide range of stakeholders to deliver results 
• Ability to draft and present to senior management in a clear and concise manner in written and oral form
• Ability to exercise sound judgment, demonstrate professionalism, and proactively escalate issues along with recommendations for successful resolution
• Effective organizational skills with the ability to manage multiple and sometimes competing priorities
• Experience identifying and driving process improvements in a complex banking environment
• Experience working with the Bank's compliance and operational policies and procedures, and with corporate Operational Risk Platform tools such as SHRP
• Professional certifications such as BSA/AML Credentials, CAMS, CRCM, CFE
• Advanced Microsoft Office skills

Job Expectations:

• Work on-site at stated locations on the job opening.
• This position offers a hybrid work schedule.
• This position is not eligible for Visa sponsorship.
• No relocation assistance

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.