We’re looking for talented professionals to join us in bringing smart money management and payment solutions to everyone’s fingertips.
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JOB DESCRIPTION
This role can work remote anywhere in the United States.
Job Summary
As the BSA/AML Analyst, you will be responsible for using transactional monitoring, and data & analytical skills to ensure GDC’s BSA/AML/OFAC program is commensurate with a federally-regulated Bank Holding Company, to improve the BSA/AML/OFAC Controls at Green Dot. You will help identify, assess, and defend against emerging and evolving financial threats to our card and accountholders, as well as from our products and services. As a BSA/AML Analyst, you will enhance and improve overall process and team efficiency and consistency across all Green Dot payment platforms, products and services.
You might be the right match for this role if:
You are a creative thinker, with experience in fast-paced work environments. You possess excellent communication skills in all areas– in person, in writing and on the telephone. You are able to work comfortably and effectively with a diverse group of staff members, regulatory officials and law enforcement. You exhibit the overall ability to learn and work with a variety of computer programs.
Key Responsibilities
Analyzing data and results of existing transaction monitoring reports and determine whether to apply enhanced due diligence and/or investigation is warranted. Take appropriate action with cardholders and account holders, as well as others using Green Dot’s financial platforms, based on analysis of overall card/accountholder and SSN activity.
Employing candidate’s subjective decisioning with respect to all aspects of all BSA/AML functions.
Fulfilling BSA/AML/OFAC regulatory requirements, including the filing of SARs, CTRs and other filings, as well as fulfilling appropriate logging and documentation standards.
Developing expertise on all BSA/AML/OFAC controls at Green Dot, including mastering all related front-end systems, applications, data sources, and back-end controls.
Reviewing existing reporting and make recommendation on enhancements to the process to capture unusual activity while limiting false positives.
Using your analytical skills to produce and follow leads, as well as link common or related activities, develop complete pictures of suspicious activity and uncover new trends in fraudulent behavior.
Compliance Requirement:
All employees in this role are required to complete and maintain current training in Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) regulations. This includes initial onboarding training and ongoing annual refreshers, as mandated by Green Dot’s compliance policies. Non-compliance could pose reputational, legal, and financial risks to the organization.
Required Qualifications
Minimum 3 years of BSA/AML/OFAC-related activities in financial services industry.
Experience conducting financial crime investigations, money laundering monitoring and/or investigations or other relevant BSA/AML experience.
High school diploma or equivalent
Experience with MS Office, particularly excellent Excel skills
Must be organized, efficient, and professional.
Must be extremely detail oriented.
Preferred Qualifications
Bachelor's degree
Experience in AML/BSA investigations and SAR preparing and filing
Money transfer or fintech experience a plus.
Regulatory experience a plus.
SQL experience
Familiarity with creation of management reports and presentations.
**Ability to work in the U.S. without sponsorship**
**Ability to meet the location requirement outlined above**
POSITION TYPE
RegularPAY RANGE
The targeted base salary for this position is $55,600 to $83,400 per year. The final compensation will be determined by a number of factors such as qualifications, expertise, and the candidate’s geographical location.<<>><<>><<>><<>><<>><<>><<>><<>><<>><<>>
We’re Here to Support You—Accommodations Upon Request
Green Dot is committed to providing an inclusive and accessible hiring experience for all candidates. If you require a reasonable accommodation during any part of the application or interview process, we encourage you to let us know. We will work with you to meet your needs in a way that respects your privacy and ensures equal opportunity. Our goal is to support every applicant in showcasing their talents and potential.
Work Authorization Requirement
At Green Dot Corporation, we value diversity and strive for fair and inclusive hiring practices. However, we are currently unable to offer visa sponsorship. All applicants must be legally authorized to work in the United States at the time of application and throughout the duration of employment, without the need for current or future sponsorship.
Important Notice on Application Accuracy
We value integrity in our hiring process. Please ensure that all information provided in your resume and application is accurate and authentic. Submissions found to be fraudulent or misleading will result in disqualification from consideration, and any offers extended may be rescinded.
Skills Required
- Minimum 3 years of BSA/AML/OFAC-related activities in financial services industry
- Experience conducting financial crime investigations
- High school diploma or equivalent
- Experience with MS Office, particularly excellent Excel skills
- Must be organized, efficient, and professional
- Must be extremely detail oriented
What We Do
Green Dot is a financial technology and registered bank holding company committed to delivering trusted, best-in-class money management and payment solutions to customers and partners, seamlessly connecting people to their money. Green Dot’s proprietary technology enables it to build products and features that address the most pressing financial challenges of consumers and businesses, transforming the way they manage and move money and making financial empowerment more accessible for all. Green Dot offers a broad set of financial services to consumers and businesses including debit, checking, credit, prepaid, and payroll cards, as well as robust money processing services, tax refunds, cash deposits and disbursements. Its flagship digital banking platform GO2bank offers consumers simple and accessible mobile banking designed to help improve financial health over time. The company’s banking platform services business enables a growing list of the world’s largest and most trusted consumer and technology brands to deploy customized, seamless, value-driven money management solutions for their customers. Founded in 1999, Green Dot has served more than 33 million customers directly and many millions more through its partners. The Green Dot Network of more than 90,000 retail distribution locations nationwide, more than all remaining bank branches in the U.S. combined, enables it to operate primarily as a “branchless bank.” Green Dot Bank is a subsidiary of Green Dot Corporation and member of the FDIC . For more information about Green Dot’s products and services, please visit www.greendot.com. +++ The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Green Dot Corporation, NMLS ID #914924 at 1100 North Eutaw Street, Suite 611; Baltimore, MD 21201, phone 888-784-0136. NMLS Consumer Access: https://nmlsconsumeraccess.org/
