BSA/AML Analyst

Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well.

A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results.

What are our values?  Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun....who wouldn't want to work for an AWARD-WINNING company that's built on these pillars?

What about the perks?  Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE.

Supervisory Responsibilities:  None

Job Summary: The BSA/AML Analyst will be responsible for reviewing BSA/AML alerts, creating cases, and conducting anti-money laundering investigations. This role will be responsible for preparing Suspicious Activity Reports. The position requires strong investigative, writing, and analytical skills. This role must be able to work independently to drive individual and team results.

Essential Functions and Responsibilities:

• Use independent and professional judgment when reviewing alerts, including unusual or suspicious activity and Watch List, generated by the Bank’s electronic monitoring software within a given timeframe.
• Use independent and professional judgment when determining if client account activity is reasonable or potentially suspicious and be able to articulate the justification for the decision. Be able to make decisions when activity should be escalated to the BSA/AML Supervisor. 
• Utilize transaction monitoring, case management systems and open-source tools to conduct investigations.
• Prepare Suspicious Activity Reports (SAR) in compliance with established regulatory guidelines and timeframes.
• Review SARs prior to submitting for a secondary review to ensure accuracy, a well-written narrative and completeness.
• As assigned, conduct reviews on clients for which an Unusual Activity Referral has been submitted by other lines of business.
• Document all research and analysis conducted in the compliance with 314(a) and 314(b) responsibilities.
• Serve as a subject-matter expert to the department, lines of business, and others concerning high-risk customers and procedures.  Communicate effectively with other lines of business concerning BSA/AML and OFAC related issues.
• Knowledge of Currency Transaction Reports, Customer Identification Program, Beneficial Ownership and other BSA related regulatory requirements to successfully use this knowledge in investigations.
• Attend required training and complete the training within the required time frame.
• Perform other duties as assigned as it relates to BSA/AML, Enhanced Due Diligence or Customer Identification Program.

Knowledge, Skills, and Abilities:

• Strong knowledge of the Bank Secrecy Act, USA PATRIOT Act and OFAC regulations.
• Critical thinker capable of working independently and self-motivated.
• Strong time management skills and ability to prioritize and organize assignments to meet deadlines.
• High degree of accuracy and attention to detail.
• Strong verbal and written communications skills.
• Windows and Excel proficiency.
• Strong knowledge of bank products and services.

Minimum Qualifications:

• Bachelor’s Degree required.
• ACAMS certification preferred. 
• 3+ years banking experience with a multi-billion-dollar financial institution, emphasis on BSA compliance, including transaction analysis for suspicious activity.
• Experience with BSA/AML monitoring systems preferred.
• Ability to demonstrate the core values of Centier Bank and maintain a professional and positive attitude.
• Ability to work well independently, but cohesively within a team of specialized associates, with high integrity and ethics.

What do I do now?

• Apply with us!
• Refer this opening to others!

Disability Accommodation Statement
Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank, please call us at 219-755-6160 or send us an email at [email protected]. 

Equal Opportunity Employer: Disability/Veteran
Centier Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.