Bilingual Unauthorized Disputes Investigations Specialist

Posted 9 Days Ago
Be an Early Applicant
Killeen, TX, USA
In-Office
Entry level
Financial Services
The Role
Investigates and resolves unauthorized EFT disputes under Regulation E, reviewing records, interviewing customers, contacting merchants, evaluating liability, requesting chargebacks, escalating eligible cases to pre-arbitration, and documenting decisions. The role requires meeting daily productivity goals, maintaining regulatory and policy compliance, handling customer inquiries, and working accurately with minimal supervision. Candidates must be bilingual in English and Spanish and pass a background investigation.
Summary Generated by Built In
Job Summary & Responsibilities
* Investigate and resolve EFT cases, ensuring Reg. E compliance
* Ability to review and analyze bank archival records, public records, and non-public records
* Interview customers to obtain additional or clarifying information
* Contact merchants to obtain necessary information to investigate disputed transactions
* Properly handle customer inquiries regarding an existing or previous dispute
* Request chargebacks on applicable transactions to minimize bank loss / retrieve merchant documentation
* Review merchant documents and conduct additional research to validate information provided by the merchant against customer information and transaction details to determine liability
* Properly submit requests to escalate chargebacks for Pre-Arbitration
* Write detailed and concise notes to justify case decisions
* Meet daily deadlines and goals
* Perform assigned tasks in accordance with regulations, company policies and procedures
* Regular and predictable attendance and punctuality
* Other duties as assigned

Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
* Ability to lift up to 25 pounds

*Position level dependent upon experience

FCBI is an equal opportunity employer.
Preferred Qualifications
* At least 18 years of age
* High School Diploma or Equivalent
* Customer service experience preferred
* Prior case management, collection, or investigation experience preferred
* Professional written and verbal communication skills
* Working knowledge of Microsoft office and general office equipment
* Ability to maintain productivity, focus, and meet strict deadlines amid frequent interruptions with minimal supervision
* Detail oriented and ability to organize and prioritize
* Must be able to get along with co-workers and work effectively in a team environment
* Must successfully pass background investigation according to company policy

Must be bilingual in English/Spanish

Skills Required

  • Must be at least 18 years of age
  • High school diploma or equivalent
  • Customer service experience
  • Prior case management, collections, or investigation experience
  • Professional written and verbal communication skills
  • Working knowledge of Microsoft Office and general office equipment
  • Ability to maintain productivity, focus, and meet strict deadlines amid frequent interruptions with minimal supervision
  • Detail-oriented with ability to organize and prioritize
  • Ability to work effectively in a team environment
  • Must successfully pass a background investigation according to company policy
  • Must be bilingual in English and Spanish
Am I A Good Fit?
beta
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: Killeen, TX
889 Employees
Year Founded: 1904

What We Do

First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $4 billion in assets and operate in over 340 locations in Texas, Arizona, Arkansas, and New Mexico. Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom. So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.

Similar Jobs

Liberty Mutual Insurance Logo Liberty Mutual Insurance

Inside Sales Representative

Artificial Intelligence • Fintech • Insurance • Marketing Tech • Software • Analytics
Remote or Hybrid
10 Locations
40000 Employees
45K-85K Annually

Boeing Logo Boeing

Business Operations Manager

Aerospace • Information Technology • Software • Cybersecurity • Design • Defense • Manufacturing
In-Office
Plano, TX, USA
170000 Employees
127K-171K Annually

Tapestry - Coach and Kate Spade Logo Tapestry - Coach and Kate Spade

Sales Associate III

eCommerce • Fashion • Retail • Sales • Wearables • Design
Hybrid
Houston, TX, USA
16000 Employees
15-20 Hourly

Tapestry - Coach and Kate Spade Logo Tapestry - Coach and Kate Spade

Sales Associate III

eCommerce • Fashion • Retail • Sales • Wearables • Design
Hybrid
Houston, TX, USA
16000 Employees
15-20 Hourly

Similar Companies Hiring

Granted Thumbnail
Artificial Intelligence • Healthtech • Insurance • Mobile • Financial Services
New York, New York
23 Employees
Hanover Park Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
42 Employees
Onshore Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
60 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account