Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job Description
This role is a unique opportunity to solve complex regulatory problems whilst being part of a product team focussing on growth. We want you to help us expand and deepen the Wise account in Europe, in particular, working with our regulators and bank partners to help us localise the product in various European markets. As part of this, you will:
Secure relevant a regulatory authorisation in a European jurisdiction and determine the best and most scalable way for Wise to launch its operations from that jurisdiction, including defining the ideal regulatory setup to ensure we comply with all applicable regulatory requirements
Build relationships with European central banks and local regulatory authorities to allow Wise to commence its operations in a compliant and cost-effective way in order to offer future features such as local account details/IBANs and local country specific payment methods
Work with our product managers, engineering leads and other colleagues to define the best direction for Wise in Europe and take responsibility to expand Wise across Europe through successful regulatory expansion
You’ll also take ownership on maintaining and improving banking partner relationships across Europe. You’ll work as part of a team who will:
Lead commercial and relationship discussions with partners and monitor our economics on global routes to ensure we offer the most sustainable and competitive service in the market.
Create new opportunities within existing relationships with financial institutions and payment systems in Europe to ensure we continuously improve our product (i.e. increase speed, reduce costs, add more visibility to our transactions, etc.
Help us integrate directly with payment systems across Europe including defining the ideal regulatory setup to allow Wise to operate as efficiently as possible
Qualifications
At least 4 to 5 years of experience working with applicable regulations ideally in a product-focussed or commercial environment
Experience in obtaining a payments institution licence and/or electronic money institution licence
Comfortable with working across various European regulatory environments including the ability to analyse and interpret complex regulatory frameworks and apply them effectively;
The ability to quickly become familiar with new regulations and be able to compare and contrast them with regulations in other markets including applicable financial crime, passporting and payment regulations in Europe
A good understanding of how money movement and payment systems work and the regulations that govern them including payment system regulations across Europe including the SEPA rulebook and PSD2
Ability to effectively communicate with Product Managers and Engineers and provide practical, actionable, and value added recommendations;
Problem solving attitude, with the ability to use regulations together with data-driven insights to drive business decisions;
Commercial acumen to be able to negotiate with regulators, bank partners, payment systems to be able to drive the best outcome for Wise and our customers
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Wise Compensation & Benefits Highlights
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Leave & Time Off Breadth — Global paid time off is presented as 33–36 days including local public holidays, plus three “Me Days,” with a paid six‑week sabbatical and stipend after four years. Work-from-anywhere for up to 90 days per year after six months further complements time away and flexibility.
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Equity Value & Accessibility — RSUs are granted to all employees, enabling broad ownership in the company. Equity is positioned as a standard, company‑wide component of total rewards.
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Parental & Family Support — Parental leave is described as generous across markets, with U.S. pages listing up to 18 weeks fully paid for birthing parents and 8 weeks for non‑birthing parents. Additional family‑oriented supports such as onsite Mother’s Rooms and abortion travel benefits are noted in certain locations.
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What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
