Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job Description
Our Banking & Expansion team builds the infrastructure required to move money instantly, transparently, and at the lowest possible cost. In this role, you will lead our strategic bank partner relationships and drive our direct access to payment schemes and central banks across Europe. Working at the intersection of strategy, product development, and operational execution, you will expand our payment rails and optimize how money moves globally.
(Note: This is not a commercial sales position - for that, see our Business Development roles)
What You'll Do
European Payments Expert: Understand and help our product teams understand the existing and planned payments infrastructure in Europe and the U.K., and how we should use and access it to provide the best cross-border payments services to our customers.
Banking Partner Strategy & Execution: Manage, scale, and optimize key relationships with banks and payment service providers (PSPs) across Europe. Negotiate commercial terms, pricing, and SLAs to continuously cut costs, increase transaction speed, and improve payment visibility.
Direct Scheme & Central Bank Access: Own the end-to-end process of acquiring direct connectivity to payment schemes and central bank infrastructure across Europe. Lead participation applications, project-manage integration milestones, and design the operational and liquidity management strategy for scheme access.
End-to-End Deal Onboarding: Pitch Wise to potential partner institutions, negotiate commercial and legal contracts, complete account opening, pass compliance due diligence, and coordinate cross-functionally to make rails ready for engineering deployment.
Product & Cross-Functional Collaboration: Partner with Product, Engineering, Legal, Risk, and Compliance teams to translate local payment clearing mechanics (e.g., Elixir Express, CERTIS, RIX Instant) into product features and strategic roadmaps.
Regulatory Compliance & Operations Coaching: Own ongoing KYC, due diligence questionnaires, and regulatory reporting for partner banks. Coach internal operational teams to automate payment exceptions and scale day-to-day processing.
Qualifications
You bring deep domain expertise: You have a solid background in transaction banking, cash management, FIG, or payment infrastructure at a bank, PSP, or fintech. You possess a thorough grasp of the European payments landscape.
You're an exceptional relationship builder: You know how to navigate complex institutional hierarchies and earn trust with executive teams. You excel at nurturing long-term relationships, turning rigid banking institutions into collaborative, high-value partners.
You are driven by data and metrics: You naturally use data to back up your decisions, model commercial economics, monitor transaction performance (speed, unit costs, success rates), and spot hidden optimization opportunities.
You love getting into the details: Whether it's negotiating commercial contracts, navigating bank compliance reviews, untangling scheme rules, or solving an onboarding blocker, you're someone who likes solving complex problems firsthand.
You operate with high agency in product environments: You know how to bridge the gap between bank requirements and technical execution—bringing together Product, Engineering, Compliance, and Legal teams to turn manual bank processes into scalable, automated products.
Most importantly, you're mission-driven: You are excited about building the underlying global infrastructure that enables millions of people and businesses to move money faster, cheaper, and more transparently.
Additional Information
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- Deep experience in transaction banking, cash management, financial institutions group, payment infrastructure, banking, payment service providers, or fintech
- Thorough understanding of the European and U.K. payments landscape
- Experience managing complex institutional relationships and executive stakeholders
- Ability to use data and metrics to model commercial economics and monitor transaction performance
- Experience negotiating commercial contracts, pricing, service-level agreements, and legal agreements
- Experience with bank compliance reviews, KYC, due diligence, and regulatory reporting
- Ability to coordinate Product, Engineering, Legal, Risk, Compliance, and operations teams
- Experience translating payment clearing mechanics and bank requirements into scalable product or technical implementations
Wise Compensation & Benefits Highlights
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Equity Value & Accessibility — Equity is broadly accessible through RSUs granted to all employees in addition to salary, aligning rewards with company performance. This company‑wide ownership stance is consistently highlighted in the benefits descriptions.
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Leave & Time Off Breadth — Paid time off is notably generous, with a global minimum of 33 days and 36 days listed for U.S. locations. After four years, a six‑week paid sabbatical plus a £1,000 stipend further strengthens time‑away benefits.
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Wellbeing & Lifestyle Benefits — Lifestyle support includes work‑from‑anywhere for up to 90 days per year after six months, flexible working principles, and a 24/7 Employee Assistance Program. Extras like three annual “Me Days” and a professional‑development allowance add quality‑of‑life value.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
