Backend Engineer - Spend Clearing & Transactions

Posted 15 Hours Ago
Be an Early Applicant
London, Greater London, England
Hybrid
Mid level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing Fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
As a Backend Engineer at Wise, you will help develop and optimize scalable services for processing payments via Wise Cards. Your role will involve enhancing customer experiences, managing transaction lifecycles, and collaborating with teams to address technical challenges in a fast-paced environment.
Summary Generated by Built In

Company Description

Wise is one the fastest growing companies in Europe and we’re on a mission: to make money without borders the new normal. We’ve got over 16 million customers across the globe and we’re growing. Fast.

Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply. 

So, we’re building a new one.

And, we need a Backend Engineer to join our mission and help us build a global platform that’s scalable, reliable and secure. We’re working on lots of exciting challenges, and you’ll dive right into projects helping consumers and businesses receive and send money from anywhere in the world.

Job Description

Team you’ll be working in: Spend Clearing & Transactions.

The Spend Clearing & Transactions team is a global product team providing the core functionality to process payments via Wise Cards. Our main area of responsibility is to manage the lifecycle of transactions which includes processing and storing history of multi-step card payments of all types and flows ensuring that we charge our customers correctly. We process millions of transactions which requires us to build highly scalable and robust services to ensure that we provide the best experiences for our customers. 

Our mission statement for the Spend and Wise tribe is: Give our customers reliable, easy to use and eventually free way to pay from borderless accounts everywhere in the world.

Qualifications

What we expect from you: 

  • You have solid Java 11+ knowledge, experience with Spring framework and microservice best practices

  • A strong product mindset and passion for customer experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points

  • Great communication skills and the ability to articulate complex, technical concepts to non-technical audience

  • Experience working with relational and non-relational databases, query optimisation and designing schemas

  • You enjoy writing clean and testable code

  • You believe in and follow best coding practices, code reviews and open feedback

  • Experience with CI/CD pipelines and Distributed and Concurrent Systems

What does success look like?

  • You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute

  • You’ll understand how our values can help you guide your work

  • You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them

  • You’ll be raising the automation level to enable scaling of the product

  • You’ll understand our customers and the impact our product makes in their lives 

  • You’ll help us scale-up and build a world class global banking product by finding solutions to our technical challenges and opportunities

Additional Information

What do we offer?:

  • The empowerment to solve problems with autonomy
  • The opportunity to have real impact on our customers and partners

  • Loads of development opportunities 

  • A fun work environment with social activities and events

  • A hybrid working environment with the possibility to work remotely up to three times a week

  • The opportunity to work with and learn from super smart people

  • The salary ranges between £60,000 - £80,000 with an RSU package

  • Numerous great benefits in our London office

Interested? Find out more:

  • 👀 How we work - a practical guide

  • 📹 Wise Vlogs: Omar, Engineering Lead

  • 💻 The Wise Tech Stack, 2022 Edition

  • 📈 Our Engineering career map

  • 🚀 Engineering career journeys at Wise

#LI-JS1

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Top Skills

Java

What the Team is Saying

The Company
HQ: Austin, TX
6,000 Employees
Hybrid Workplace
Year Founded: 2011

What We Do

We’re making a positive, irreversible change in the world of finance. Together.

People on every continent around the world are choosing Wise to help them live, travel and work internationally. We’re the fairest, easiest way to send money overseas.

Built by and for people who live global lives, we make sending money abroad up to 8 times cheaper than the bank. This is money without borders - instant, convenient, transparent and eventually free.

For our customers, using Wise is as simple as sending money from A to B, but behind our app and website is a complex engine of currencies and routes, that’s being designed, built and powered by our talented teams in cities around the world.

We’re just at the beginning of our story and we’re growing at an incredible pace. We won’t stop until anyone, anywhere can send, spend and receive money wherever they are, whatever they’re doing. There’s still heaps to do and we can’t do it alone.

Why Work With Us

We are a mission-driven company, looking to change banking for the better. Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply. So, we’re building a new one. If you're looking for an autonomous work environment, where you'll face cool challenges, learn and grow, you'll like working at Wise

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WISE Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Here at Wise we have a hybrid working model – a mix of working from home and from the office. Wisers can also work remotely for 90 days a year. By ‘remote’ we don’t just mean from home, but from wherever in the world you choose to!

Typical time on-site: 2 days a week
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