Backend Engineer - Send Core

Posted Yesterday
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London, Greater London, England, GBR
Hybrid
68K-88K Annually
Entry level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Build and maintain critical infrastructure powering Wise’s money-sending transactions. Collaborate with product, design, and data teams to improve customer experiences, own core send systems, and make architectural decisions that ensure reliability and performance. The role requires strong computer science and software engineering fundamentals, product thinking, clear communication, initiative, and a commitment to continuous learning.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

 

We’re unable to support relocation or visa sponsorship for this role. Candidates will need to already be based in the UK (or able to work from the UK).

We are looking for a Software Engineer to join our Send Core team.

We provide the critical infrastructure that every sending transaction flows through - from 10 pounds sent to a friend to a multi-million dollar business payment. We are on a mission to make sending money as easy and fast as paying for groceries with your card.

Apart from keeping our core infrastructure in a good shape, we are building customer-facing products that power the customer's send journey.

How we work:

We believe that an engineer is more than just a coder. Our engineers are focused on improving our customers’ experience - and they see the impact of their work on millions of people every day.

Wise is all about collaboration. You will be surrounded by passionate people and work together with them to progress our mission.

What will you be working on?:

  • Shape our Products: Collaborate with product, design, and data teams to deliver best experience for our customers

  • Control Critical Infrastructure: Own the systems that every sending transactions depends on across the entire platform

  • Drive Technical Excellence: Make architectural decisions for the core send components, making them reliant and performant

What do you need?:

We understand that you may not have much experience in our stack, or you haven’t worked with the frontend for a while - and that’s fine! As long as you are willing to learn and have strong fundamentals - we want to hear from you.

Technical excellence

  • Strong computer science fundamentals

  • Strong knowledge of the modern tech stack and design concepts

  • Ability to communicate complex technical concepts clearly and simply

Product mindset

  • Focus on solving real customer problems with every change you made

  • Clear understanding of why we are building what we are building

  • Ability to think in product terms - not just on the code level

Personal qualities

  • Passion to always learn and grow

  • Getting things done yourself, instead of waiting to be told what to do

  • Curiosity to explore ways to improve our products and your day-to-day work

Interested? Find out more:

  • How we work – a practical guide

  • DEI @ Wise

  • Wise Tech Stack (2025 update)

  • See what it's like to work at Wise London!

  • Our Engineering career map

  • Wise Engineering – https://medium.com/wise-engineering

What do we offer: 

  • Starting salary: £68,000 - £87,500

  • Wise Benefits

#LI-AB3 #LI-Hybrid

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Strong computer science fundamentals
  • Strong knowledge of modern technology stacks and design concepts
  • Ability to communicate complex technical concepts clearly and simply
  • Focus on solving real customer problems
  • Understanding of product goals and the reasons behind technical work
  • Ability to think in product terms, not only at the code level
  • Passion for learning and professional growth
  • Ability to work independently and take initiative
  • Curiosity and willingness to improve products and daily work
  • Ability to work from the UK or already be based in the UK

What the Team is Saying

Wise Compensation & Benefits Highlights

  • Equity Value & Accessibility — Equity is broadly accessible through RSUs granted to all employees in addition to salary, aligning rewards with company performance. This company‑wide ownership stance is consistently highlighted in the benefits descriptions.
  • Leave & Time Off Breadth — Paid time off is notably generous, with a global minimum of 33 days and 36 days listed for U.S. locations. After four years, a six‑week paid sabbatical plus a £1,000 stipend further strengthens time‑away benefits.
  • Wellbeing & Lifestyle Benefits — Lifestyle support includes work‑from‑anywhere for up to 90 days per year after six months, flexible working principles, and a 24/7 Employee Assistance Program. Extras like three annual “Me Days” and a professional‑development allowance add quality‑of‑life value.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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