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Tala provides financial services to the global underbanked using next generation mobile technology and data science.
The Role
About Tala
At Tala, we’re applying advanced technology and human creativity to solve what legacy institutions can’t or won't. We are a global financial infrastructure company on a mission to unleash the economic power of the global majority, recognizing that today’s financial infrastructure doesn’t work for most of the world’s population.
We’re the first and only platform to combine the intelligence of a credit bureau, the payments execution of a fintech, and the relationship expertise of a bank into one vertically integrated solution. Our platform is powered by an expansive moat of proprietary data and AI/ML decisioning technology, enabling us to deliver instant, reliable liquidity personalized to every customer's needs. Through our flagship credit app, we’ve disbursed over $7 billion in credit to more than 12 million customers across Latin America, Southeast Asia, and East Africa. These customers have leveraged Tala products to start and expand small businesses, manage day-to-day needs, and pursue their financial goals.
Our pioneering work and proven impact have earned us consistent recognition, including being named to:
CNBC’s Disruptor 50 for five years.
CNBC’s World's Top Fintech Companies for two consecutive years.
Forbes’ Fintech 50 list for nine consecutive years.
Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala's success.
Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.
Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!
The Backend Engineer II will build and extend Tala’s backend architecture to support new country launches, new features, and a fast-growing user base. As a technologist, the Backend Engineer works towards building a highly available, scalable, reliable, fault-tolerant, and performant microservices platform. The backend Engineer follows Tala’s engineering processes and standards while advancing Tala’s mission and business objectives.
This is a critical technical role within Tala’s technical track. You will report to the Engineering Manager and collaborate cross-functionally with all Tala teams across the globe.
What You'll Do
- Designing and building large components in multiple services.
- Work with the team to ensure high quality of architecture and design of systems.
- Create the optimum technical solution considering all the non-functional requirements.
- Functionally decompose complex problems into simple, straight-forward solutions.
- Articulate precisely both technical and business requirements by engaging with architects, data scientists, businesses, and product managers.
- Engage with team members through technical discussions, design, and ideation through white-boarding.
- Continually improve our codebase with clean and efficient code as well as solving problems using the most appropriate technology (especially leveraging the power of AI).
- Contribute to the testing infrastructure to increase code coverage for backend modules
- Advance monitoring and alerting capabilities of backend modules to allow proactive improvements to availability and response times.
What You'll Need
- 3+ years experience building successful production software systems.
- A solid grounding in Computer Science fundamentals (based on a BS or MS in CS or related field)
- Incisive ability and demonstrated experience to convert raw requirements into solid architecture and design while exploring technical feasibility tradeoffs.
- Strong coding in one or more of the following languages (prefer functional programming experience) : Scala, Kotlin, Erlang, Haskel, Rust, Java.
- Proficient is using AI coding tools for faster development.
- Strong knowledge in REST API design and development for mobile/web use.
- Excellent ability to prioritize and communicate in a fast-paced environment.
- Strong relational database experience (MySQL, PostgreSQL, Oracle, or MS SQL).
- Strong non-relational database experience (Cassandra, Redis).
- Experience designing and deploying for cloud technologies (AWS or GCP)Demonstrated ability to achieve stretch goals in a highly innovative and fast paced environment.
Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.
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The Company
What We Do
Tala is a global technology company on a mission to build a financial system that works for everyone. More than 6 million people have borrowed through Tala’s smartphone app, which provides instant credit scoring, lending, and other personalized financial services in emerging markets. We are present in the United States, Kenya, Mexico, the Philippines and India.
Why Work With Us
We are on a global mission to serve the underserved. We use mobile technology and data science to make financial services simple, inclusive, and accessible. We are expanding across product offerings, countries and crypto and are looking for people who have an entrepreneurial spirit and are passionate about the mission.
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