Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionAbout the role
Team you’ll be working in: Hold
We are looking for a Backend engineer to join the Hold team. The team has a broad scope in Account space - customer features (converting money, holding different currencies, bank statements, sharing account with partners, etc.) and platform (product ledger, APIs for other Wise teams).
How we work
For everything we do, we keep our customers' needs in mind. We prioritise projects using research based on the data, collect the feedback from customers and learn from our mistakes. At Wise, we believe in independent teams where we define our priorities ourselves and everyone can contribute with ideas and suggestions.
Impact
Your work will directly impact millions of customers that trust Wise to manage their money. The solutions you develop will play a crucial role in sustaining and accelerating Wise’s growth, ensuring that our product offering stays a step ahead of our customer's needs and global market demands.
What will you be working on?
Key focus areas for the team are:
Offering new types of accounts (Savings, Joint)
Scaling product ledger platform (new capabilities, reliability)
What do you need?
You know how to deliver complex product solutions and build distributed systems which are used by millions of customers.
You are proficient in backend programming languages like Java, Python or Go.
You have extensive experience in designing and implementing asynchronous, reliable and scalable systems in microservices environments.
You have a strong product mindset and genuine passion for user experience — you prioritize customer value and make data-driven decisions.
You have a self-starter attitude with a collaborative spirit — you work well independently and across teams.
Clean, efficient, and well-tested code is your standard — you’re big on performance and maintainability.
You are a strong communicator and can articulate complex, technical concepts to non-technical audiences. You know how to communicate with multiple teams and find the best solution that suits everyone.
Nice to Have:
Experience in API-first development
Experience working with ledgers and/or payment processing
Interested? Find out more:
How we work – a practical guide
DEI @ Wise
Wise Tech Stack (2025 update)
Our Engineering career map
Scaling our Infrastructure; how we make it work
Wise Engineering – https://medium.com/wise-engineering
What do we offer:
Starting salary: £85,000 - £105,000 + RSU's
Wise Benefits
#LI-AB3 #LI-Hybrid
Additional InformationFor everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- Deliver complex product solutions and build distributed systems used by millions of customers.
- Proficiency in backend programming languages such as Java, Python or Go.
- Extensive experience designing and implementing asynchronous, reliable, and scalable systems in microservices environments.
- Strong product mindset and passion for user experience; make data-driven decisions.
- Self-starter attitude and ability to collaborate across teams.
- Write clean, efficient, and well-tested code with emphasis on performance and maintainability.
- Strong communication skills; articulate complex technical concepts to non-technical audiences.
- Experience in API-first development.
- Experience working with ledgers and/or payment processing.
What the Team is Saying
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Wise Compensation & Benefits Highlights
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Leave & Time Off Breadth — Global minimum of 33 paid days off (36 in U.S. hubs) plus a 6‑week paid sabbatical every four years and extras like volunteer or “Me” days indicate substantial time‑off depth.
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Parental & Family Support — A global minimum of 18 weeks fully paid parental leave for birth or adoption after one year, along with adoption and fertility support, underscores robust family support.
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Flexible Benefits — Work‑from‑anywhere up to 90 days per year after six months and flexible working principles provide notable geographic mobility and scheduling latitude.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
