Backend Engineer - Europe Risk and Controls

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Budapest, HUN
Hybrid
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

The team you will be joining: Europe Risk and Controls

We're looking for a Backend Engineer to join our growing Europe Risk and Controls team in Budapest. The role is a unique opportunity to build robust, scalable, and error-free integrations with a variety of partners and providers across Europe, so our customers can send money across borders with minimal fuss and maximum confidence. We still cannot provide our services in Albania, Azerbaijan, Belarus, Bosnia, Iceland, Macedonia, Moldova, Serbia. We are just getting started!

On the other hand, understanding the difference between existing markets across the continent is a huge challenge. Providing a truly local experience is even harder. We constantly experiment and iterate extremely quickly, validating dozens of different hypotheses at the same time. We work across the whole product - starting from building banking integrations and ending with research on why our customers recommend us to their friends. Being involved in the product life cycle is a huge part of being part of our team. We participate in our mobile engineering efforts - still plenty of opportunities to work on our iOS and Android apps. 

    Qualifications

    What does it take?

    • 4+ years of Java 11+ knowledge
    • Experience with complex systems distributed across several microservices, kafka, scattered data and ownership
    • Willingness to contribute in UI-related projects
    • A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points
    • Strong problem-solving skills to help refine problem statements and figure out how to solve them with the available data and from first principles
    • Ability to drive complex technical decisions and get buy-in from stakeholders, take ownership of difficult decisions, pushing back against bad ideas
    • Hands on knowledge of system integration patterns

    Additional Information

    For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

    We're proud to have a truly international team, and we celebrate our differences.
    Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

    If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

    Keep up to date with life at Wise by following us on LinkedIn and Instagram.

    What the Team is Saying

    Surendra
    Smrithi
    Pavan
    Jennifer
    Lindsay
    Lauren

    Wise Compensation & Benefits Highlights

    • Leave & Time Off Breadth Global minimum of 33 paid days off (36 in U.S. hubs) plus a 6‑week paid sabbatical every four years and extras like volunteer or “Me” days indicate substantial time‑off depth.
    • Parental & Family Support A global minimum of 18 weeks fully paid parental leave for birth or adoption after one year, along with adoption and fertility support, underscores robust family support.
    • Flexible Benefits Work‑from‑anywhere up to 90 days per year after six months and flexible working principles provide notable geographic mobility and scheduling latitude.

    Wise Insights

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    The Company
    9,000 Employees
    Year Founded: 2011

    What We Do

    Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

    Why Work With Us

    We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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    Wise Offices

    Hybrid Workspace

    Employees engage in a combination of remote and on-site work.

    We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

    Typical time on-site: Flexible
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