Backend Engineer (Digital Payments)

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New York, NY, USA
In-Office
Blockchain • Cryptocurrency
The Role

About Uphold

Uphold is a financial technology company that believes on-chain services are the future of finance. It provides modern infrastructure for on-chain payments, banking and investments. Offering Consumer Services, Business Services and Institutional Trading, Uphold makes pioneering financial services easy and trusted for millions of customers in more than 140 countries.

Uphold integrates with more than 30 trading venues, including centralized and decentralized exchanges, to deliver superior liquidity and optimal execution. Uphold never loans out customer assets and is always 100% reserved.
The company pioneered radical transparency and uniquely publishes its assets and liabilities every 30 seconds on a public website (https://uphold.com/en-us/transparency).

Uphold strips away the complexity and lack of transparency to open up Web3 finance for everyone.

To learn more about Uphold, please visit https://uphold.com.

Job Summary

Uphold is looking for a Backend Engineer (Digital Payments) to join our Engineering team. This is an incredibly exciting opportunity to work in a very friendly environment and be part of a highly motivated, talented, and growing team.

In this role, you will help design, build, and maintain scalable backend systems that power Uphold’s digital payment infrastructure. Working with modern technologies and an agile mindset, you’ll play a key role in delivering secure, reliable, and high-performance payment solutions used by millions of customers worldwide.

You will be responsible for developing backend services and APIs that support payment flows, integrations, and transaction processing, ensuring high availability, correctness, and security across Uphold’s platform.

Essential Duties and Responsibilities

  • Designing, developing, and maintaining backend services and APIs for digital payment systems.
  • Collaborating with cross-functional teams including Product, Frontend, QA, and Operations.
  • Working closely with Engineering teams in an agile development environment.
  • Participating in the review and creation of technical requirements, specifications, and system designs.
  • Building scalable, reliable, and secure payment-related services.
  • Integrating with internal systems and third-party payment providers.
  • Ensuring system performance, reliability, and fault tolerance.
  • Writing clean, maintainable, and well-tested code.
  • Troubleshooting and resolving production issues, including participating in on-call rotations when required.
  • Contributing to code reviews and promoting engineering best practices.
  • Continuously improving system architecture, performance, and developer experience.
  • Ensuring compliance with security, reliability, and quality standards.
  • Supporting deployments and monitoring of backend services in production environments.

Required Qualifications and Skills

  • Degree in Computer Science or a related field, or equivalent practical experience.
  • 2+ years of experience as a backend engineer (or equivalent).
  • Strong experience with backend development using one or more programming languages (e.g., Java, Kotlin, Python, Go, or similar).
  • Experience designing and building RESTful APIs and backend services.
  • Familiarity with databases (SQL and/or NoSQL) and data modeling.
  • Understanding of distributed systems and scalable architectures.
  • Experience working in an agile/lean development environment.
  • Strong problem-solving and analytical skills.
  • High attention to detail and a strong sense of ownership.
  • Fluent written and oral English skills.
  • Excellent communication and collaboration skills.
  • Passion for building reliable systems and improving financial products.

Bonus if you have:

  • Experience working with payment systems or digital wallets.
  • Experience with cloud platforms (AWS, GCP, or similar).
  • Familiarity with microservices architectures.
  • Experience with message queues or event-driven systems.
  • Knowledge of security best practices in financial systems.
  • Experience working with blockchain or Web3-related technologies.

What We Offer

  • Innovation and Impact: Contribute to pioneering projects in a dynamic and challenging environment.
  • Competitive Compensation: Performance bonuses, and comprehensive benefits on top of a competitive salary.
  • Strong Company Culture: Thrive in a supportive, collegiate environment with values of integrity, teamwork, accountability, and excellence.
  • Global Collaboration: Participate in regular updates, strategy sessions, and networking opportunities across the group.
  • Development Opportunities: Access training and mentorship programs.
  • Flexibility: Enjoy options to work from home, other locations, or adjust your hours.
  • Inclusive Environment: Value and respect diverse perspectives.

Our Benefits

  • Annual bonus program based on individual, team and company performance.
  • Home office stipend for a productive setup.
  • Generous PTO, healthcare, and employee assistance programs.
  • Engaging events and celebrations.
  • Well-stocked office kitchen with a foodie culture.

Join us to grow, innovate, and contribute meaningfully. Be part of our talented team!

Visit our careers page for more exciting opportunities, if this role isn’t the perfect fit.

EEOC Employer

We're proud to be an Equal Opportunity Employer and we celebrate our employees' differences, including race, color, religion, gender identity, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, and any other protected classes. Difference makes us stronger and better - together.

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The Company
New York, NY
350 Employees
Year Founded: 2013

What We Do

Founded in 2013, Uphold is a digital wallet and trading platform that makes cryptocurrencies and other assets affordable and accessible for everyone. We provide borderless access to financial services you can’t get through your bank. Covering over 150 cryptos and utility tokens, 27 national currencies, 6 stablecoins and four precious metals, we allow both consumers and businesses to easily transact between digital and traditional currencies, with full integration between old and new money systems. The Uphold Mobile App features our ‘Anything-to-Anything’ interface, which enables you to fund your account, send money to friends and family abroad, or trade directly between more than 60 cryptos, national currencies and metals, using just one screen. Our open API makes it possible for third-party developers to build sophisticated financial products on top of Uphold. Through our partners, you can earn interest on your holdings, get paid in crypto, or donate to charities using any supported currencies.

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